Valuable, the document is in hand.

The time difference of mortgage loan is the lender, which is mainly divided into three types: banks, capital institutions, private individuals,

Compared with banks, the interest rate is slow, 7 to 15 days.

Medium institutions, 3 to 10 days.

Private interest rates are high, fast on the same day and slow in three days.

The materials are probably identity documents and household registration books.

Marriage certification materials

2. Can a house with a provident fund loan be mortgaged again?

Of course. Loan conditions of mortgage loan:

1. has legal status;

2. Have a stable economic income, have the ability to repay the principal and interest of the loan, and have no bad credit record;

3. There is a legal and effective purchase contract;

4. If the newly purchased house is used as the maximum mortgage, it must have a legal and effective purchase contract, the age of the house is within 10, and the down payment of not less than 30% of the total price of the purchased house has been prepared or paid; If the mortgage loan has been purchased, the original mortgage loan has been repaid for more than one year, the loan balance is less than 60% of the value of the mortgaged house, and the mortgaged house has obtained the property ownership certificate, and the age of the house is within 10 year;

5. Being able to provide effective guarantee recognized by the loan bank;

6. Other conditions stipulated by the lending bank.

3. Can Ningbo Construction Bank mortgage the second house property?

If your mortgage is in China Construction Bank, the credit information is very good and you can handle it.

4. Can I use real estate as a secondary mortgage in Ningbo?

Later, I learned the degree of business through a friend's introduction. I went with the mentality of giving it a try to see if there were any problems with the program. Really surprised me, not bad.