Querying the blacklist of online loans can be achieved in many ways, most commonly through the central bank's credit information center, the network security department of the Ministry of Public Security or third-party credit information agencies. There may be differences in the results of blacklist inquiry in different ways, so it is recommended to inquire from multiple parties in order to fully understand your credit status. If you are not clear about your online loan big data, you can check your online loan big data information in Xiaoqi Credit Information. The database cooperates with more than 2,000 online lending platforms, and the query data is very accurate.

As for how long the blacklist can be eliminated, it depends on personal credit records and violations. If the credit record is good, but it is blacklisted by mistake for some reason, it will be eliminated quickly after verification. However, if the violation is serious, it may take a long time to restore credit. It is suggested that before making any online loan, you should carefully read the contract terms and loan details, maintain the credit principle of honesty and trustworthiness, and avoid unnecessary credit problems.