The name of the credit union loan is me, others pay it back, and then others sue me, and the law does not take effect. After inquiring about relevant information, use your own identity information to get a loan. Legally, the borrower is you. If the other party has a record of repayment, the prosecution is invalid. If you are sure that you are being sued, you will receive a summons from the court, and the contents of the summons will inform you of your right to give evidence and reply. The general court will conduct mediation procedures first, and mediation will not be held.