1. When the Bank of Communications Huimin Loan was approved, it called to verify the identity of the borrower and asked me if I had applied for a loan. 2. The Bank of Communications Huimin Loan Association will consult the borrower about the purpose of the loan, and the loan purposes such as house purchase and stock trading are not allowed. 3. Bank of Communications Huimin Loan Association will learn about the current work and income from the borrower.