Hello, I strongly recommend buying a house. The house has many additional functions and strong living comfort, which eliminates the trouble of renting a house. The house is of high value and can resist inflation. It can be settled and used for children to go to school.
Cars are always consumables, which adds a lot to consumption cost.
I use two rhetorical questions to answer your question:
1. Do you live first or emphasize the quality of life first? The house is for survival, while the car is a choice for material life and the pursuit of quality of life. Materialism says: the material foundation determines the superstructure.
2. When your hunger and security are not satisfied, will you enjoy life calmly? Excessive consumption will make your material life more barren, and your mind will be more fragile at this time. So it is more important to solve the house problem first.
I think we should buy a house first! Isn't there a saying: buying a house is an investment, buying a car is a consumption!
If you buy a house, you can live in it or rent it out! The most important thing is that I am in my twenties. Are you getting married? Can't get married in a rented house? Rent a house and buy a house! If you don't buy a house, what should you do if your child goes to school after birth? Secondly, the house also has financial attributes! Anti-inflation ability! So, buy a house first!
Cars are consumer goods! The car onion has been depreciating since the moment it was bought! Have you ever seen someone buy a car that has become more and more expensive over time? Have you seen it before? Have you seen many houses? So buy a house first, then buy a car!
First of all, for young friends in their twenties, I suggest buying a house before buying a car. Real estate is a car with room for appreciation. It is a consumer product. If you have enough money, of course you can buy it together. If you don't have much money, you need to buy a house first There are two reasons: 1. If you borrow money to buy a car and then buy a house, the lending bank needs to repay the car loan in advance. Young people forget that they can't repay the car loan in time when the funds are tight, which brings a bad record to the credit investigation.
I miss my twenties, but I'm determined to buy a house.