How to define the first suite policy in Beijing?
1, bought a suite with a loan, and then borrowed to buy a house after the commercial loan was settled-the first suite in Beijing.
I bought a suite with a loan and later sold it. You can't find the real estate through the house registration system, but you can find the loan record in the bank credit information system and then borrow money to buy a house-the first suite in Beijing.
3. I bought a suite in full and bought a house with a loan-the first suite in Beijing.
4. I bought a suite in full, and later I sold the house registration system and couldn't find a house, so I borrowed money to buy a house-the first suite in Beijing.
5. If the commercial loan records of the two suites under the personal name have all been paid off and two apartments can be offered for sale at the same time, it is proved that the loan in this case was the first suite in Beijing when it was refinanced.
6. The commercial loan for a suite under the name of an individual has been paid off, and the other is that the provident fund loan has been sold and can provide proof of house sale, and then apply for a commercial loan to buy a house-the first suite in Beijing.
7. One spouse has a house before marriage but no loan record, and the other spouse has a loan record before marriage but no real estate under his name. Buying a house after marriage and applying for a loan-the first suite in Beijing.
Is it also restricted for foreigners to buy a house in full in Beijing?
As long as you are not registered in Beijing, you need to provide a five-year social security or tax payment certificate for the loan and the full amount. But you don't need qualifications to buy a house. What we are talking about here is a 70-year-old big property house, not a 30-50-year-old house.
Social security or (personal income tax) has been paid for five years. The so-called five years means that you have to pay for five years in the month when you buy a house. It must be continuous, not counting the middle.
If you do business in Beijing, such as selling clothes and opening a physical store, you only need to push forward for five years in the month of buying a house and pay the business tax for five years in a row (that is, your business license for opening a store pays national tax every year).
The above two items must be met before you can buy a house. Say a few small details: you have bought a house in Beijing and can't buy it any more. Foreigners are only allowed to have one house in Beijing. 2. You have a house in Beijing, and your daughter-in-law is not registered in Beijing, so you can't buy another house. If a family foreigner has a house with Beijing flavor, he can't buy it again. Unless both husband and wife buy houses in Beijing before you get married.
Single: ID card, household registration book, valid Beijing temporary residence permit. Husband and wife: after ID card, household registration book, valid Beijing temporary residence permit and marriage certificate, go to the Construction Committee to verify whether the information you provide can meet the conditions for buying a house in Beijing, and finally confirm whether you can buy a house in Beijing.