Legal analysis: It is illegal for public officials, that is, civil servants, to lend usury. Civil servants must abide by discipline, and must not engage in or participate in profit-making activities, and hold concurrent positions in enterprises or other profit-making organizations. Civil servants who should bear disciplinary responsibility for violating laws and disciplines shall be punished in accordance with this law; If the violation of discipline is minor and is corrected after criticism and education, it may be exempted from punishment.

legal basis: article 55 of the civil service law of the people's Republic of China. if a civil servant should bear disciplinary responsibility for violating the law and discipline, he shall be punished according to this law; If the violation of discipline is minor and is corrected after criticism and education, it may be exempted from punishment.

Article 56 Punishment is divided into warning, demerit recording, gross demerit recording, demotion, dismissal and dismissal.

article 57 the punishment of civil servants shall be based on clear facts, conclusive evidence, accurate characterization, proper handling, legal procedures and complete procedures.

if a civil servant violates discipline, the punishment decision organ shall decide to investigate the civil servant's violation of discipline, and inform the civil servant himself of the facts found in the investigation and the basis for the proposed punishment. Civil servants have the right to make statements and defend themselves.

if the disciplinary decision-making organ thinks that civil servants should be punished, it shall make a disciplinary decision within the prescribed time limit and in accordance with the management authority and prescribed procedures. The punishment decision shall be notified to the civil servant himself in writing.