During the New Year's Day, because the bank adjusted the interest rate across the year, the repayment of provident fund loans was more than usual 100 yuan. Relevant public information shows that during the New Year's Day, the repayment of provident fund loans was more than usual 100 yuan because banks adjusted interest rates across years. Every New Year's Day is the beginning of the bank's interest rate adjustment, because there are more interest rate adjustments 100.