Guangzhou second-hand car loan refers to Guangzhou second-hand car mortgage loan. In recent years, with the booming second-hand car market in Guangzhou, more and more people apply for second-hand car loans. So, what are the loan conditions for used cars in Guangzhou? What second-hand car loan materials are available in Guangzhou? Bian Xiao told you.

First, the conditions of second-hand car loan in Guangzhou

In fact, the procedures of second-hand car mortgage loan in Guangzhou are similar to those of new cars, and borrowers must meet these conditions when handling loans:

1. Having full capacity for civil conduct;

2. Personal credit record is good;

3. Can provide valid identity certificate, residence certificate, marriage certificate, etc. ;

4. Have a stable income, the ability to repay in full and on time, and other conditions required by the lending institution.

second, Guangzhou used car loan materials

to apply for Guangzhou used car loan, you need to prepare the following materials: your valid ID card, household registration book, vehicle driving license, vehicle registration certificate, used car transaction invoice and other materials.

Third, the loan amount and loan period of used cars in Guangzhou

However, the loan amount and loan period of used cars are relatively short: generally, the maximum loan amount is 7%, and the longest loan period is three years. In addition, some lending institutions also have certain restrictions on the price of used cars. For example, some lending institutions require the total value of used cars to be between 8, yuan and 8, yuan, so the specific requirements are subject to the provisions of the lending institutions.

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