Lufax is also a safe and reliable lufax, which is actually a kind of safe and easy loan. It is a loan product that Ping An Property & Casualty cooperates with banks. To put it bluntly, banks lend money, and Ping An Property Insurance Company takes risks and collects insurance premiums. Personally, I think it is actually a bit like a personal small loan company. Short-term loans issued by ordinary small loan companies are 15%-20% annualized interest. Lufax's aggregate annualized interest rate of 8% is normal. Once the loan is difficult in the future, the annualized interest will definitely decrease, which is called "following the crowd". China Ping An uses its reputation to build a network platform, which will change the life of the bank once it becomes a big trend.