The whole application process is divided into six parts, taking a qualified student as an example:

Step 1: Students apply.

Students apply to their school institutions within the specified time, receive the "National Student Loan Application Approval Form" and other materials, fill them out truthfully and completely, and prepare relevant supporting materials to return to the school's national student loan agency.

Step 2: The school institution conducts the loan preliminary examination.

The school organizes students to apply for loans and accepts student loan applications within the annual loan amount and control ratio issued by the National Student Loan Management Center.

Step 3: The handling bank approves the loan.

The handling bank shall complete the audit within 20 working days after receiving the information form and application materials submitted by the school.

Step 4: Sign a loan contract with the students.

After the loan application is approved, the school will organize students to fill in and sign loan contracts and IOUs within 10 working days according to the loan student roster provided by the handling bank, and submit them to the handling bank.

Step 5: Borrow.

The handling bank shall, within 20 working days after signing the loan contract and receipt with the borrowing students, uniformly transfer the first-year tuition, accommodation and living expenses loans into the designated account opened by the school in the handling bank.

Step 6: Repay the loan.

Students who borrow money should pay attention to their own credit and repay on time after completing their studies with student loans.

What about student loans?

Compared with people in cities, the economic conditions of college students from rural areas are not so good. Some people are admitted to the university, but they drop out of school because their families have no money to pay tuition. In order to solve the problem of poor students' difficulty in going to school, the state has implemented a student loan policy for students. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. The following is a small series of China Travel. Com to tell you the process of student loans. China travel. com 1。 Student loan processing flow: every year from June to June 65438+ 10 (1), the student loan must first submit an electronic application form on the local education website and fill in the basic information. The student loan materials need to be prepared: 1, student ID card or university notice, 2, student household registration book (which must include student household registration book and household registration book), 3, guarantor's * * * household registration (relative or parent, married or working), 4, guarantor's and student's * * * ID card, 5, poverty certificate, and two official seals (stamped) The maximum loan is 8,000 yuan, and the longest loan period is 13 years. I didn't have much interest during college, but my interest was relatively low after graduation. (3) Fill in the contract form and contract form, with two copies of the contract form and three copies of the contract form. Streamlined process: 1. The Education Bureau applies for examination → the bank handles it →2. Students arrive at school → confirm themselves with receipts → send them to the Education Bureau → 3. The Education Bureau gives feedback to the bank → the bank transfers it to the student account → 2. Process of handling the national student loan: (1) Apply for the national student loan from the school. (two) to receive the application for national student loans issued by the school. (three) fill in the application form and submit the application form and the information needed to be provided to the school. Preparation materials: 1, national student loan application approval form, 2, national student loan recommendation form, 3, questionnaire on college students and their families, 4, application form, 5, copy of my student ID card and resident ID card, 6, proof of family financial difficulties issued by the relevant department where the student's family is located, 7, parents' opinions on applying for national student loan, 8, copy of parents' (either party's) ID card, 9. (4) The school conducts qualification examination for the applicants. (five) submitted to the handling bank after examination. (six) after the approval of the handling bank, the bank signed a loan contract with the students. (7) Apply for a bank loan and complete the application.

How to apply for a student loan

I. Online service system for registered students:

Log on to the National Development Bank's student-origin student loan information network (www, csls, cdb, com, cn) and register the student-origin student-origin online service system (student-origin);

Second, fill in the application form:

Fill in the application form online, export and print it after filling it out, and sign it by the borrowing student himself;

Third, build official seal:

The application form needs the official seal of the qualification examination unit. General qualification examination units include village (neighborhood) committees, township (street) civil affairs departments or any unit that originally graduated from high school. Please consult the county aid center where your household registration is located. Note: No official seal is required for pre-application of senior high school.

Four, the required materials:

1. application form signed and stamped by the borrowing student;

2. The original and photocopy of the borrower and the borrower's ID card;

3. A copy of the admission notice or student ID card;

4. Original residence booklet; Note: if the student and the borrower are not in the same household registration book, the original household registration books of both parties are required;

Verb (abbreviation for verb) sign a contract:

Borrowing students and * * * bring the materials needed by the borrower to the county-level help center where the household registration is located to sign the contract and receive the receipt.

Six, submit the receipt:

Borrowing students will give the receipt to the university teacher as soon as possible, and the teacher will enter it into the system. Note: Receipts cannot be entered after 10.

Tips: If the original student ID card is lost, it can be reissued with the student ID card issued by the university, and the county-level financial aid center keeps the original student ID card. Students can log on to the student loan information network of China Development Bank and click on the introduction of student loan on the left side of the online service system of students' origin to view the scope of student loan.

Extended data:

The supporting object of student-origin student loan must meet the following conditions:

1, with China nationality;

2, honest and trustworthy, law-abiding;

3. Freshmen or college students who have been officially admitted to full-time ordinary colleges, higher vocational schools and junior colleges that have been approved to set up higher education in accordance with the relevant provisions of the state, and have obtained a true, legal and effective admission notice;

4. Students' pre-school household registration and their parents' (or other legal guardians') household registration are in this city, county (city, district);

The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies at school.