It's not a scam for loan intermediaries to charge packaging fees. The fees for real estate consulting services are subject to market-regulated prices, which are mainly stipulated in intermediary service contracts.

According to the National Development and Reform Commission and the Ministry of Housing and Urban-Rural Development's Notice on Liberalizing Real Estate Consulting Fees and Decentralizing the Management of Real Estate Brokers' Fees and the National Development and Reform Commission's Notice on Liberalizing Some Service Prices, the state has liberalized the fees for real estate consulting services and implemented market-regulated prices. The real estate brokerage service fee shall be agreed by both parties according to the intermediary service contract.

In other words, the fees charged by the intermediary are mainly agreed by the lender and the intermediary, mainly according to the contract. Real estate intermediary service agencies accept the fees for consulting services entrusted to provide relevant real estate policies and regulations, technology and related information, and implement market-regulated prices.

Of course, the price departments at all levels should strengthen the supervision and management of the charging behavior of real estate intermediary services in accordance with the law, and focus on investigating unreasonable charging behaviors such as not performing service duties according to the agreed obligations, colluding with price increases, and using false or misleading pricing contents and methods to conduct price fraud, so as to standardize the price order of real estate intermediary services market.

Extended data:

Moreover, the regulations require all real estate intermediary service agencies to compete fairly, operate legally, be honest and trustworthy, and provide clients with reasonable prices, high-quality and efficient services in accordance with the requirements of the Price Law, the Measures for the Administration of Real Estate Brokers and other laws and regulations; Strictly implement the price tag system.

Publicize the price list in a prominent position in its business premises, which shall include basic price elements such as service items, service contents and completion standards, charging standards, charging objects and payment methods; Clearly mark the names and charging standards of each project, and do not mix and match the bundled prices; Taxes collected and paid on behalf of others should also be marked. Real estate intermediary service agencies shall not charge any unspecified fees.