The interest rate for ordinary commercial student loans is 6.55% of the national benchmark interest rate.
Interest = current interest rate * loan amount (for the whole year)
Interest = current interest rate /360 days *(65438+ February 2 of last year1days to repayment date) * loan principal (within one year)
Repayment Rules-Interest Repayment:
Interest will be calculated on September 1 day of the year when students graduate. Since the year of graduation, 65438+February 20th is the normal interest repayment date. September 1 of the year of graduation to August 3 1 of the second year after graduation is a two-year grace period, with an annual grace period of 65438+February 20, and the principal is not repaid.
Note: Borrowing students need to extend the discount termination date and extend the grace period in case of college entrance examination and postgraduate entrance examination. You should contact the county financial aid center immediately after you get the admission notice to change your schooling information and repayment plan. If it is not changed in time, the interest generated will be borne by the students themselves.
Attached:
Address Book of Contact Persons for Student Loans in Guangxi Branch and Autonomous Region of China Development Bank
1, Zhang Jun 07718018103/Qin Siyuan 077180176.
2. Quanbin 077 158 1565438/ Wu Daping 077 158 15298, Subsidy Management Office of Guangxi Autonomous Region.
If you are not clear, you can call for advice.