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Purchase loan in the name of parents
First, buy a house loan in the name of parents?

Question 1: Can parents get commercial loans in the name of their children when they buy a house? They can only get loans at their oldest age.

At present, all banks can lend when they reach the loan age.

If there is any problem with the income certificate, the children can sign the bank loan information as the repayment party.

Kid.

I hope I can help you.

There is a problem, but

Question 2: In the name of parents, mortgage to buy a house, can the owner just write my name? Hello: No, because you don't have the repayment ability, the house jointly mortgaged in your parents' name when signing the house purchase contract is also your parents' name under the house certificate and belongs to their property rights. It is strictly regulated to sell and search. If you want to change your name, you can only transfer it to your head (pay the money) or fall into your name by buying and selling (more cost-effective).

Question 3: Can I buy a house in my name and borrow money in my parents' name? You can only buy it in the name of your parents, and your parents can borrow money before they reach the maximum age for bank loans.

At present, the general bank loan age, men do not exceed 60 years old, women do not exceed 55 years old, can be loaned.

If there is any problem with the income certificate, the children can sign the bank loan information as the repayment party.

Children can't show it in the room.

I hope I can help you.

If you have any questions, you can ask me. I have been engaged in related industries.

Question 4: Since parents can't borrow money to buy a house in the name of their children, the house belonging to parents belongs to real estate. The sign of acquiring real estate is transfer registration. Only through transfer registration can they obtain ownership, and they have the right to dispose of their houses. Although the money was paid by the parents, it was the person indicated in the real estate license, that is, the owner was a child, and the parents had no right to dispose of the house.

Question 5: Can I buy a house in my name and mortgage it in my father's name? Question 1: Yes, but in the mortgage loan agreement, it must be shared by you and your parents. You are the principal debtor of the lunar calendar, and your parents are joint debtors. (In Hangzhou, I once handled the Agricultural Bank of China. ) on the property certificate, it's your name. (except married persons)

Question 2: China has not started to collect inheritance tax. If you want to pay, please give it to me. Are you abroad?

Question 3: Yes, as long as your name is on the contract, you can withdraw it. But your parents can't extract it. In Hangzhou, you can withdraw your money automatically every month.

Question 4: the elevator room is supplied with water by water pipes, and there is no need for wire water supply at all. Ha ha. Both high-rise and small high-rise buildings use pressurized pumps to supply water. In general, the water supply is divided into two or three zones. I guess what you want to ask is how to calculate the energy consumption of water supply by pumps. Hehe, if the following floors (generally 1~5 floors) are directly supplied by the waterworks, the property management company can't charge for this part of energy consumption because there is no additional water pump for pressurization. However, some of them are pressurized by water pumps in the residential area (most of them are like this), which may be the reason for the unstable pressure in the water plant. As for those with high floors, they must be pressurized, otherwise they will not get into the water.

Answer over.

Question 6: Can the children's provident fund buy a house in the name of their parents? Article 15 of Several Provisions on Provident Fund Management: When employees or their parents or children buy, build, renovate or overhaul their own houses in this city, employees may apply to the Provident Fund Management Center for housing provident fund buried loans.

To apply for provident fund loans, the following basic conditions shall be met:

Having full capacity for civil conduct;

Proof of provident fund deposit (or housing provident fund card);

Identity cards, household registration books and proof of marital status of the applicant and spouse;

If the unit has paid the housing provident fund normally for more than one year (inclusive), the employees must pay the housing provident fund normally for more than six months (inclusive), and the monthly payment of the housing provident fund has reached the minimum monthly payment announced by the CMC;

Workers can apply for housing loans within five years (inclusive) from the date of purchase, construction, renovation and overhaul of owner-occupied housing;

When employees apply for loans for the first time and the second time, they need to pay a down payment of more than 20% (inclusive) of the purchase price;

It has stable economic income, good personal credit and the ability to repay the principal and interest of loans.

Question 7: Can I borrow money to buy a house in the name of my parents?

Basic requirements for customers to apply for loans:

1, the identity is legal and valid.

2. Under 60 years of age, plus the loan period shall not exceed 70 years of age. If two or more applicants apply for a loan, the loan term can be reasonably determined according to the actual situation, but not all borrowers are over 70 years old with loan years.

3. Have the ability to repay the loan principal and interest on time.

4. Abide by the law, be honest and trustworthy, and have no illegal acts. At present, there are no criminal cases or civil cases against them.

5. The credit is good, and the credit record meets the requirements of our bank. At present, there is no default in the loan business handled by our bank.

Question 8: Can I buy a house in my name? Question 1: Yes, but in the mortgage loan agreement, it must be shared by you and your parents. You are the debtor and your parents are joint debtors. (In Hangzhou, I once handled the Agricultural Bank of China. ) on the property certificate, it's your name. (except married persons)

Question 2: China has not started to collect inheritance tax. If you want to pay, please give it to me. Are you abroad?

Question 3: Yes, as long as your name is on the contract, you can withdraw it. But your parents can't extract it. In Hangzhou, you can withdraw your money automatically every month.

Question 4: the elevator room is supplied with water by water pipes, and there is no need for wire water supply at all. Ha ha. Both high-rise and small high-rise buildings use pressurized pumps to supply water. In general, the water supply is divided into two or three zones. I guess what you want to ask is how to calculate the energy consumption of water supply by pumps. Hehe, if the following floors (generally 1~5 floors) are directly supplied by the waterworks, the property management company can't charge for this part of energy consumption because there is no additional water pump for pressurization. However, some of them are pressurized by water pumps in the residential area (most of them are like this), which may be the reason for the unstable pressure in the water plant. As for those with high floors, they must be pressurized, otherwise they will not get into the water.

Answer over.

Question 9: How many years can parents buy a house with a loan? If a man is 65 years old and a woman is 60 years old, it is easier to apply for approval if he is a regular worker. In 2000 1 month, he can repay the bank 1000 yuan at most, depending on how much you borrowed. Your father has eight years left from 57 to 65, and the monthly payment is 1 0,000 yuan. If the house price is high, the down payment will be high. As long as the house price is cheap. If you have a job at school, some banks can add borrowers. Bank audit only looks at your regular bank flow. If the parents' regular jobs add up to 5 thousand, they can also pay 2.5 thousand, depending on the family situation.

The second is to restrict children from buying houses in the name of their parents. Can I get a loan?

Buying a house in the name of parents can be loaned. Basic requirements for customers to apply for loans: 1, with legal and valid identification. 2. Under 60 years of age, plus the loan period shall not exceed 70 years of age. If two or more applicants apply for a loan, the loan term can be reasonably determined according to the actual situation, but not all borrowers are over 70 years old with loan years. 3. Have the ability to repay the loan principal and interest on time. 4. Abide by the law, be honest and trustworthy, and have no illegal acts. At present, there are no criminal cases or civil cases against them. 5. The credit is good, and the credit record meets the requirements of our bank. At present, there is no default in the loan business handled by our bank.

3. If parents are over 60 years old, can they borrow money to buy a house in their parents' name?

Of course. However, the actual age plus the loan application period cannot exceed 70 years old.

Application conditions:

/kloc-a natural person who is over 0/8 and under 65, has legal and valid identity certificate, residence certificate and income certificate, has no bad credit record and has full capacity for civil conduct.

The sum of the applicant's age and the loan period shall not exceed 70 years old.

If there is a house purchase contract or agreement, the borrower shall pay the down payment as required.

The borrower's occupation and economic income are stable, and he has the ability to repay the loan principal and interest.

There is a valid guarantee recognized by the handling bank.

Open a personal settlement account in the handling bank, and handle the repayment settlement business through the natural life family financial card.

Other conditions stipulated by the handling bank.

Fourth, buy a house loan in the name of parents?

Question 1: Can parents get commercial loans in the name of their children when they buy a house? You can only buy it in the name of your parents, and you can also borrow money before you reach the maximum age for bank loans.

At present, the general bank loan age, men do not exceed 60 years old, women do not exceed 55 years old, can be loaned.

If there is any problem with the income certificate, the children can sign the bank loan information as the repayment party.

Children can't be shown on the real estate license.

I hope I can help you.

If you have any questions, you can ask me. I have been engaged in related industries.

Question 2: In the name of parents, mortgage to buy a house, can the owner just write my name? Hello: No, because you don't have the repayment ability, the house jointly mortgaged in your parents' name when signing the house purchase contract is also your parents' name under the house certificate and belongs to their property rights. This is a strict rule. If you want to change your name, you can only transfer it to your head (pay the money) or fall into your name by buying and selling (more cost-effective).

Question 3: Can I buy a house in my name and borrow money in my parents' name? You can only buy it in the name of your parents, and your parents can borrow money before they reach the maximum age for bank loans.

At present, the general bank loan age, men do not exceed 60 years old, women do not exceed 55 years old, can be loaned.

If there is any problem with the income certificate, the children can sign the bank loan information as the repayment party.

Children can't be shown on the real estate license.

I hope I can help you.

If you have any questions, you can ask me. I have been engaged in related industries.

Question 4: Since parents can't borrow money to buy a house in the name of their children and all the funds are paid by parents, how can the property rights of the house be owned by parents? The sign of real estate acquisition is transfer registration. Only after transfer registration can ownership be obtained and the house can be disposed of. Although the money was paid by parents, legally speaking, the owner is still the person indicated in the real estate license, that is, the owner is a child and the parents have no right to dispose of the house.

Question 5: Can I buy a house in my name and mortgage it in my father's name? Question 1: Yes, but in the mortgage loan agreement, it must be shared by you and your parents. You are the debtor and your parents are joint debtors. (In Hangzhou, I once handled the Agricultural Bank of China. ) on the property certificate, it's your name. (except married persons)

Question 2: China has not started to collect inheritance tax. If you want to pay, please give it to me. Are you abroad?

Question 3: Yes, as long as your name is on the contract, you can withdraw it. But your parents can't extract it. In Hangzhou, you can withdraw your money automatically every month.

Question 4: the elevator room is supplied with water by water pipes, and there is no need for wire water supply at all. Ha ha. Both high-rise and small high-rise buildings use pressurized pumps to supply water. In general, the water supply is divided into two or three zones. I guess what you want to ask is how to calculate the energy consumption of water supply by pumps. Hehe, if the following floors (generally 1~5 floors) are directly supplied by the waterworks, the property management company can't charge for this part of energy consumption because there is no additional water pump for pressurization. However, some of them are pressurized by water pumps in the residential area (most of them are like this), which may be the reason for the unstable pressure in the water plant. As for those with high floors, they must be pressurized, otherwise they will not get into the water.

Answer over.

Question 6: Can the children's provident fund buy a house in the name of their parents? Article 15 of Several Provisions on Provident Fund Management: If employees or their parents or children buy, build, renovate or overhaul their own houses in this city, employees may apply to the Provident Fund Management Center for housing provident fund loans.

To apply for provident fund loans, the following basic conditions shall be met:

Having full capacity for civil conduct;

Proof of provident fund deposit (or housing provident fund card);

Identity cards, household registration books and proof of marital status of the applicant and spouse;

If the unit has paid the housing provident fund normally for more than one year (inclusive), the employees must pay the housing provident fund normally for more than six months (inclusive), and the monthly payment of the housing provident fund has reached the minimum monthly payment announced by the CMC;

Workers can apply for housing loans within five years (inclusive) from the date of purchase, construction, renovation and overhaul of owner-occupied housing;

When employees apply for loans for the first time and the second time, they need to pay a down payment of more than 20% (inclusive) of the purchase price;

It has stable economic income, good personal credit and the ability to repay the principal and interest of loans.

Question 7: Can I borrow money to buy a house in the name of my parents?

Basic requirements for customers to apply for loans:

1, the identity is legal and valid.

2. Under 60 years of age, plus the loan period shall not exceed 70 years of age. If two or more applicants apply for a loan, the loan term can be reasonably determined according to the actual situation, but not all borrowers are over 70 years old with loan years.

3. Have the ability to repay the loan principal and interest on time.

4. Abide by the law, be honest and trustworthy, and have no illegal acts. At present, there are no criminal cases or civil cases against them.

5. The credit is good, and the credit record meets the requirements of our bank. At present, there is no default in the loan business handled by our bank.

Question 8: Can I buy a house in my name? Question 1: Yes, but in the mortgage loan agreement, it must be shared by you and your parents. You are the debtor and your parents are joint debtors. (In Hangzhou, I once handled the Agricultural Bank of China. ) on the property certificate, it's your name. (except married persons)

Question 2: China has not started to collect inheritance tax. If you want to pay, please give it to me. Are you abroad?

Question 3: Yes, as long as your name is on the contract, you can withdraw it. But your parents can't extract it. In Hangzhou, you can withdraw your money automatically every month.

Question 4: the elevator room is supplied with water by water pipes, and there is no need for wire water supply at all. Ha ha. Both high-rise and small high-rise buildings use pressurized pumps to supply water. In general, the water supply is divided into two or three zones. I guess what you want to ask is how to calculate the energy consumption of water supply by pumps. Hehe, if the following floors (generally 1~5 floors) are directly supplied by the waterworks, the property management company can't charge for this part of energy consumption because there is no additional water pump for pressurization. However, some of them are pressurized by water pumps in the residential area (most of them are like this), which may be the reason for the unstable pressure in the water plant. As for those with high floors, they must be pressurized, otherwise they will not get into the water.

Answer over.

Question 9: How many years can parents buy a house with a loan? If a man is 65 years old and a woman is 60 years old, it is easier to apply for approval if he is a regular worker. In 2000 1 month, he can repay the bank 1000 yuan at most, depending on how much you borrowed. Your father has eight years left from 57 to 65, and the monthly payment is 1 0,000 yuan. If the house price is high, the down payment will be high. As long as the house price is cheap. If you have a job at school, some banks can add borrowers. Bank audit only looks at your regular bank flow. If the parents' regular jobs add up to 5 thousand, they can also pay 2.5 thousand, depending on the family situation.