I. Material extraction
(a) "Qingdao housing provident fund extraction application approval form" (stamped with the seal reserved by the unit) (collected at the collection window of the management office);
(2) A copy of the ID card of the extractor;
(3) If the principal and interest of housing provident fund loans are repaid in different places, the original housing loan contract and original repayment details shall be provided (stamped with the seal of the housing provident fund management center or the seal of the bank).
(4) If the principal and interest of commercial housing loans are repaid in different places, the original housing loan contract, the original repayment certificate issued by the bank (the bank passbook for repayment of housing loans or the repayment details of housing loans stamped with the bank seal), the original purchase contract and the original purchase invoice or the original purchase contract and deed tax payment certificate shall be provided.
Second, the withdrawal amount
Workers to repay the principal and interest of housing loans, during the repayment of housing loans, workers themselves and their spouses can withdraw the storage balance in the housing provident fund account, but the total amount of withdrawal by both husband and wife shall not exceed the total amount of loan principal and interest actually repaid in that year. If employees and their spouses fail to withdraw the housing provident fund during the repayment period, they can withdraw the accumulated balance of the housing provident fund that can be withdrawn but not withdrawn in the previous year (excluding the prepayment amount) during the withdrawal period of this year.
If the employee prepays part (or all) of the principal and interest of the house purchase loan, the employee and his spouse may withdraw the storage balance in the housing provident fund account of the current month specified in the prepayment certificate, but the total amount withdrawn by both husband and wife shall not exceed the prepayment amount.
If the employee fails to repay the housing provident fund loan on time according to the loan contract, the employee and his spouse shall not withdraw the storage balance in the housing provident fund account.
If the principal and interest of the house purchase loan are paid off, the time limit for the final application for withdrawal shall not exceed 1 year from the date of loan repayment.
Third, the handling process
Workers who withdraw the storage balance in the housing provident fund account shall apply to the unit where they work, and the unit where they work shall conduct a preliminary examination. Those who meet the conditions for the extraction of housing provident fund shall be handled by the unit manager on behalf of the employees: an application shall be submitted to the municipal housing provident fund management center with a copy of the employee's identity certificate, relevant extraction certification materials and Qingdao housing provident fund extraction certificate. When handling the housing provident fund withdrawal business, the unit manager shall show his original identity certificate.
Fourth, the processing time limit
City housing provident fund management center shall conduct an audit within 3 working days from the date of accepting the application, make a decision on whether to approve the withdrawal, and notify the unit manager.