Many friends' recent circle of friends has been screened by such intermediary news. The content is "there are Shanghai Pudong Development Bank mortgage users. To get a sum of money up to 300 thousand, not a loan. Welcome the intermediary to order. " In fact, the speculation is Pudong mortgage. At present, the maximum applicable amount of this product is 300,000 yuan, and the longest service life can reach 36 months, that is, three years. The loan funds can be used for housing decoration, furniture purchase and personal parking space purchase and other related housing purposes. As for its loan interest rate, it is mainly related to the loan term. If the loan term is less than one year, the annual interest rate of the loan is about 4.35%. If the loan term is more than one year and less than five years, the annual interest rate of the loan is about 4.75%; If the loan term exceeds five years, the annual interest rate is 4.90%.
After understanding the basic information of Shanghai Pudong Housing Loan, Tan Xiao introduces the basic application conditions for you:
1. The borrower must be 18-60 years old, have full capacity for civil conduct and hold a second-generation resident ID card;
2. Personal credit information is good, there is no bad credit record such as overdue in the past two years, and it has the ability and willingness to repay on time;
3. To have a legal and stable job, the applicant must be a mortgage customer of Shanghai Pudong Development Bank and meet other conditions required by Shanghai Pudong Development Bank.
Friends who need loans can download the Shanghai Pudong Development Bank APP on their mobile phones and log in to mobile online banking. Click All-All Services-Pudong Housing Consumption Loan in turn on the homepage of the APP, fill in the personal information authentication according to the relevant steps, submit the loan application, and wait for the bank's approval.