For example, the following netizen wants to buy a suite for the baby in the city center.

@ 丫丫丫丫丫丫丫: My child is 5 years old and will go to primary school next year. The child is now attending kindergarten in Leshan. I want to buy a suite in downtown Chengdu. Can I go to primary school in Chengdu after I buy it?

Buy a suite downtown? Just listening to you helps me to conclude that you are a real local tyrant. We must know that the current housing prices in Chengdu are the rhythm of "sows going to heaven" ... not to mention the "house" of the universe!

First of all, Chengdu's current primary school enrollment is dicing, which requires that the address on your real estate license be the same as that on your household registration book.

Secondly, it is not as simple as you think that the doll is going to Chengdu to study. After buying a house, the most important thing is to settle down. To buy a new house, the house area should be ≥90 square meters. If you have paid social security in Chengdu for more than one year, you can settle down with the real estate license, and the doll account will move with your parents. If you buy a second-hand house, you can transfer it directly, but the most important thing is to make sure that there are no school places in this house. Some schools only require the location of one school. If you are occupied by the landlord's Xiong Haizi, you are a sucker!

Finally, after the settlement problem is solved, it does not mean that you can 100% study. It depends on the regulations of the local education bureau. If there are other requirements, the school will generally announce the admission policy in June.

@2 Ya: What rooms are there in the west of Qingyang District? Please reply.

The one upstairs wants to buy a house in the city center, and you want to buy a house in the west. Help can only say that money is not a problem for the baby.

The following table shows the corresponding rooms in Qingyang District. Of course, it is "expensive in the west" and the price cannot be low.

Above is the second-hand house, and below is the new house. There are not many new houses, and most of them have gone up in price!

@ Xiao Gai: I want to ask you. The house bought in Wucheng District covers an area of less than 90 square meters, but the registered permanent residence is in the suburbs of Chengdu. Can I transfer my account to Wucheng District?

For your lovely name, the gang decided to tell you good news: you can transfer money directly!

I'll tell you a better news: in this case, you don't have to wait for the real estate license. After handing over the house, you can move your account with the purchase contract and the occupancy certificate issued by the property.

Four no four has been happy to fly, calm down, in fact, in addition to buying a house to settle down, there are many ways to settle down in the main city of Chengdu, such as residence, education, talents, asylum, collective hukou and so on. Don't hang yourself from a tree.

@ A: I, if I want to repay the loan in advance, should I choose average capital as the repayment method or equal principal and interest?

Generally speaking, the more cost-effective way to repay the loan in advance is the average capital.

The principal of the two repayment methods is the same, so it is more cost-effective to see how to pay less interest. In fact, no matter "average capital" or "equal principal and interest", the calculation method of monthly interest is the same, that is, to see how much money you still owe the bank (principal) and then multiply it by monthly interest. In the average capital, the monthly repayment of the principal is fixed. Simply put, there is more principal and less interest. Matching principal and interest, the total monthly repayment remains unchanged. Simply put, it means less principal and more interest. So if you choose to prepay, you still need to pay less average capital interest.

Finally, we should pay attention to the provisions on prepayment in the loan contract, because prepayment in some contracts is a breach of contract, because it will be embarrassing to pay liquidated damages for prepayment!

@ Forward: Help you, ask a question, and mention the housing provident fund. Do I have to do it myself? What materials do you need?

Better handle it yourself. It's better to raise money by yourself.

If you want to act as an agent, you need the original ID cards of yourself and the agent.

To withdraw the provident fund, you need to submit an application for withdrawal of the provident fund, a copy of my ID card and relevant certificates, and send them to the Housing Provident Fund Management Center for approval. The attached certificate is as follows:

1. If buying a house, provide the purchase contract that has been registered for the sale (pre-sale) of the house (if participating in the fund-raising house, provide the approval of the fund-raising house; Purchase second-hand houses, provide transfer procedures) and payment invoices or receipts. Construction, renovation of self-occupied housing, provide land use permits and planning permits. Overhaul of owner-occupied housing, provide the identification certificate of dangerous housing issued by the housing management department.

2. Retirement, provide retirement certificate, retirement certificate or relevant certificates.

3. If you completely lose the ability to work and terminate the labor relationship with the unit, provide the hospital certificate and the certificate of termination of the labor relationship with the unit.

4. If the household registration moves out of the city or county or settles abroad, provide the household registration certificate and exit certificate issued by the household registration management department.

5. To repay the principal and interest of the housing provident fund loan, provide the notice of prepayment issued by the bank.

Addresses of Chengdu Provident Fund Service Hall:

City service hall: the third and fourth floors of the real estate transaction building, No.28, Renmin Middle Road, Chengdu.

Tel: 86279227

South Service Hall: Floor 3 and Floor 4, Building 8, Chengdu Tianfu Avenue North Section 1480 Incubation Park.

Tel: 86279227

Chengbei Service Hall: Floor 4 and Floor 5, No.32, North Section 2, First Ring Road, Chengdu

Tel: 86436775