Yes, you can. As long as there is no bad record, they will go to the People's Bank to check their credit records. Now most of them don't need guarantee, and most of them are mainly cars mortgaged by themselves.

1 ICBC can handle large installment payment, which is relatively simple and quick. It is recommended.

Agricultural Bank of China can handle personal automobile consumption loans, and it is troublesome and complete to provide information.

The 4S shop where you buy a car can also provide you with consumer loans from financial companies, which requires a high handling fee and is not recommended.

In fact, there are many banks that provide automobile consumption loans, all of which are similar. But these banks will involve your insurance more or less, and they all require you to apply for insurance at their designated insurance company.

There are still some details, so I won't list them here.