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How to apply for a vehicle mortgage loan
First, how to apply for a vehicle mortgage loan

Generally speaking, you should consult the local used car market, or ask the pawnshop, as long as the car is relatively new, the value is more than 654.38+ 10,000 yuan.

At present, the local construction bank will provide car loans, so you can consult.

2. What are the requirements and conditions for Ping An Bank to handle automobile mortgage?

Don't do this, crater

3. What are the precautions for applying for a vehicle mortgage loan?

1, most cars are mortgaged with a mortgage card instead of a car. That is to say, as long as you mortgage the relevant documents of your car to a lending institution, you can get a loan, and the car can be used as usual after installing GPS. Therefore, before making a mortgage, we must first understand whether the car mortgage has a mortgage, and try to avoid the institutions that want to mortgage the car. 2. automobile mortgage's funds are often used for short-term turnover. If you need a long-term loan, it is not applicable to borrow money with a car as collateral. 3. Because automobile mortgage often produces higher expenses, if you choose a vehicle mortgage loan with a long cycle, you can try to repay it in advance if there is prepayment. 4. When choosing institutions, borrowers should try to choose formal lending institutions. Only on this basis can we truly protect our legitimate rights and interests, and once it comes into being, the law can solve it.

Fourth, how to mortgage the car?

1. Car mortgage procedures: 1. Provide loan applications to lending institutions and submit corresponding qualifications; 2. The lending institution conducts home visits, surveys and evaluates the vehicle value and repayment ability of the applicant; 3. The lending institution initially sets the loan amount; 4. Handling the entrusted notarization of the mortgage cancellation right; 5. Lending institutions temporarily withhold the applicant's driver's license, insurance policy and other documents; 6. Go to the vehicle management office for mortgage registration; 7. loans. 2. The condition for applying for automobile mortgage is 1. Applicants are required to be 25-55 years old and currently have a stable income; 2. The vehicle certificate under its name is complete and there is no guarantee at present; 3. For mortgaged cars. The bank requires the car to be less than 5 years old and the mileage to be less than 80,000 kilometers; 4. The current evaluation value of the mortgage car is best handled after 70,000 yuan. These are the conditions of car mortgage. In addition to meeting the basic conditions of automobile mortgage, borrowers also need to prepare complete loan-related materials. The more complete, the better, in order to better handle the car mortgage. It should be noted that a written mortgage contract should be signed when a car is mortgaged. According to Article 400th of the Civil Code, a mortgage contract generally includes the following clauses: (1) the type and amount of secured creditor's rights; (2) The time limit for the debtor to perform the debt; (3) The name and quantity of the mortgaged property; (4) the scope of the guarantee. 3. The parties need to prepare the following materials: ① identification certificate; (2) proof of property ownership related to the agreed contents; (3) The loan contract drafted by both parties shall be mortgaged according to Article 400th of the Civil Code, and the parties shall conclude a mortgage contract in writing. A mortgage contract generally includes the following clauses: (1) the type and amount of secured creditor's rights; (2) The time limit for the debtor to perform the debt; (3) The name and quantity of the mortgaged property; (4) the scope of the guarantee.