Legal analysis: as long as there is no problem with personal credit, you can borrow money. A loan is to borrow money from banks and other financial institutions. And form a creditor-debtor relationship with the lender. Lending belongs to the category of private autonomy. Some people are willing to borrow money, others are willing to borrow it, as long as an agreement is reached and fulfilled, regardless of prison. Lenders may consider the borrower's credit when lending money, and those who have been in prison may be suspected of having credit problems. Then the borrower can only accept and wait, and do more honest and trustworthy things to convince the lender of the borrower's credit.

Legal basis: Article 2 of the Deed Tax Law of People's Republic of China (PRC) The transfer of ownership of land and houses mentioned in this Law refers to the following acts: (1) the transfer of land use rights; (two) the transfer of land use rights, including sale, gift and exchange; (three) the sale, gift and exchange of houses. The transfer of land use right mentioned in item 2 of the preceding paragraph does not include the transfer of land contractual management right and land management right. Where the ownership of land and houses is transferred by means of fixed-price investment (share purchase), debt repayment, transfer or reward, deed tax shall be levied in accordance with the provisions of this Law.