How to fill in the housing provident fund loan application form?
For details, please refer to the following housing provident fund personal loan application form (sample form):
1. Applicant: Zhang San
2. ID number: XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX
3. Telephone XXXXXXX
4. Gender male
5.30 years old
6. The unit fills in the full name of the unit specification.
7, position or title engineer
8. The monthly income is 4,000 yuan
9. The monthly provident fund is 960.00 yuan.
10, balance 5 1876.96
1 1, and the spouse should fill it in.
12, nature of house purchase
(1) Commodity House
Address filling specification, address building number, unit number and floor number.
(2) The building area is 100 m2.
(3) The total house price shall be filled in amount in words.
(4) down payment of Xxx yuan
(5) %XX% of the total house price
(6) Loan amount: Fill in amount in words after the loan is approved.
(7) Term: after the loan is approved, fill in the capital year.
(8) Monthly repayment amount: to be filled in after loan review.
(9) Loan/house price: to be filled in after loan review.
(10) Loan/annual income: to be filled in after the loan is approved.
(1 1) Monthly payment/monthly income: to be filled in after the loan is approved.
13, mortgage
(1) Name of collateral: generally it is a certificate of other rights.
(2) Place or method of keeping collateral: housing accumulation fund in Liangshan Prefecture.
(3) Collateral value: to be filled in by amount in words after evaluation.
(4) Is there any appraisal document? Yes.
14, pledge
(1) Name of pledge: generally, it is a salary card.
(2) Value of pledge: generally, it is salary.
15, guarantee
16, name of guarantor
17, telephone number
18, insurance
(1) Name of the insured.
(2) Insurance beneficiary
19 insured amount
20. Policy number
Applicant declares that:
1, the above materials are true, and the copy submitted in accordance with the regulations is consistent with the original;
2 accept the housing provident fund management department to review the loan conditions of myself and the borrower;
3. Ensure that the loan will be used exclusively for the purchase and construction of self-occupied housing and shall not be used for other purposes;
4. Acknowledge that both husband and wife share the responsibility for repayment and bear legal responsibility.
Signature of the applicant: official seal position, legal person signature.
Signature of the applicant:
Spouse's signature:
Three, housing provident fund loan application conditions
The basic conditions for applying for housing provident fund housing loans mainly include three aspects: loan object, loan purpose and basic conditions for housing loans.
1. Only employees who participate in the housing provident fund system are eligible to apply for housing provident fund loans, and employees who do not participate in the housing provident fund system cannot apply for housing provident fund loans.
2. To participate in the housing provident fund system, if you want to apply for a housing provident fund personal purchase loan, you must also meet the following conditions: that is, the housing provident fund has been continuously paid for at least 6 months before applying for the loan. Because, if the employee's behavior of paying housing provident fund is abnormal and intermittent, it means that his income is unstable and he is prone to risks after issuing loans.
How to fill in the personal application form of provident fund loan certificate form?
Matters needing attention in filling in the personal application form of the provident fund loan certificate form are as follows: 1. Application conditions 1. Applicants must purchase self-occupied housing in our city and be the owner or owner of the purchased housing. 2, the applicant must be normal and full deposit housing provident fund for more than six months. 3. The applicant and spouse have no outstanding housing provident fund loans. (including the deposit place of housing provident fund) 4. Provide the guarantee procedures approved by the municipal housing provident fund management center. 5. Meet other conditions for housing provident fund loans. 2. Application materials 1, Certificate of Deposit and Use of Housing Provident Fund for Employees with Foreign Loans issued by the Provident Fund Center of the deposit place; 2. The deposit details or list of employee housing provident fund in the last 12 months issued by the deposit provident fund center; 3, deposit, household registration, housing management departments issued by the family members of workers (including minor children) property rounds. III. Handling Process 1, Consultation Form. Loan applicants can consult and obtain the deposit certificate of housing provident fund at our housing provident fund business outlets, or download it from our housing provident fund website. 2. Issue certificates. The loan applicant and other employees who need to participate in the calculation of the loan amount shall go to the management center where the provident fund is deposited with the certificate of housing provident fund deposit. 3. Verify the situation. After receiving the relevant information of the applicant, the handling personnel of the housing provident fund management center shall verify the deposit of housing provident fund in different places by telephone, fax and online inquiry. 4. Open an account. Loan applicants and other employees who need to participate in the quota calculation shall go to the business outlets of the housing provident fund management center of our city to handle the account opening procedures for the deposit households of employees with loans from different places with the proof of housing provident fund deposit. 5. Apply for a loan. The specific procedures are the same as the normal application procedures for housing provident fund loans. (During the teller's internal operation, the occupation of employees who have paid housing provident fund in different places should be entered into the column of the applicant's occupation in the borrower's data table in the system. ) 4. The maximum loan amount, loan interest rate and term can reach 654.38+0 million, and the loan interest rate is subject to the regulations of the People's Bank of China. If the legal interest rate is adjusted during the loan period, it will not be adjusted if the loan term is within one year (inclusive); If it is more than one year, the new interest rate regulations will be implemented according to the corresponding interest rate grades from 1 of the following year. Loan Term The loan term shall not exceed 30 years, and in principle shall not exceed the remaining years from the statutory retirement age. However, employees whose remaining years from the statutory retirement age are less than 65,438+00 years may be extended to five years after the statutory retirement age upon their own application.
Three points that should be paid attention to when filling out the loan application form
It is the only way to apply for a loan and fill in the loan application form. There are some points to pay attention to when filling in this form. Some friends will say, don't you just fill it out truthfully? That's not entirely correct. In order to get a loan smoothly, you may need to do some information.
The loan amount filled in 1. fluctuates slightly.
Worldwide, large sums of money have always been very popular in the market, but whether they can be included in the bag varies from person to person. Specifically, following the approval criteria, the loan amount is usually 10 times of income. At the same time, it is not recommended to fill in the loan amount according to the actual capital demand, and try to leave room for counter-offer for credit review. For example, if a friend earns 3,000 yuan a month, the actual funding gap is 30,000 yuan, and filling in the loan amount of 50,000 yuan is the safest method.
2. The education level must be junior college or above.
The highest education seems to be just an unremarkable problem, which is not directly related to the loan approval result, but actually has a subtle reaction with the credit line to some extent. In the bank's view, the higher the education, the stronger the sense of trustworthiness, the lower the risk of default, and the more loan funds are willing to provide, and vice versa. Therefore, it is suggested that people with high school education or below can appropriately create a brand-new self by looking at college education, so that their personal image can be subtly sublimated.
3. Complete and accurate office telephone number and residential address.
For the phone number left by the company, if you face it with a perfunctory attitude, you may accidentally step into a minefield and drift away from the ideal approval result. If the person answering the phone has an extension number, remember to leave it intact to build a bridge for smooth communication between the two parties. During telephone communication, the Credit Committee will check your work with the employer, such as income, position, entry time and so on. The reason is the same. Don't be careless when you leave the phone numbers of your relatives and friends. Credit information will check some contacts. Don't leave the wrong number to cut off their contact, which will bring you unpredictable trouble. The content of verification is mainly based on your personal basic situation, such as residential address, bad habits and so on.
When applying for a loan, it is an insurmountable chapter for every borrower to fill out the loan application form. This may be just a formality in everyone's eyes, but it is actually meaningful in the eyes of banks, and it is the last line of defense to control the risk of funds, which should not be underestimated. In this case, it is king for the borrower to go to the same channel as the bank and fill out the form with a serious attitude, so as to avoid inadvertently stepping into the minefield and leaving a failure for the loan result.
What forms do Chongqing need to fill in to apply for provident fund housing loan?
Many friends like the city of Chongqing and consider staying and settling down. In everyone's mind, having a house is like home. Some friends may not have enough money and will consider applying for a loan to buy a house. We know that applying for a mortgage, provident fund loans are more cost-effective than commercial housing loans, so let's see which forms need to be filled out.
(1) Chongqing's provident fund transfer notice is generally used when we leave our jobs, otherwise it will be a very troublesome thing to pay off the provident fund.
(2) To apply for provident fund loans, borrowers need to provide their own income certificates.
(3) If you want to apply for a provident fund housing loan in Chongqing, you must of course have an application form for a provident fund personal housing loan.
(4) After applying for provident fund loan successfully, we need to fill in the loan application approval form.
As a reminder, when filling in the information, you must fill in all the information carefully and accurately, and more importantly, you must fill it in yourself. Different banks need to fill in different forms when accepting provident fund loans. If you want to apply for provident fund housing loans in Chongqing, you can consult the relevant banks.
How to fill out the application form for college students' loan?
Instructions for filling in the application form of student-origin credit student loan of China Development Bank:
1. The application form for student-origin credit student loan is filled in blue and black ink, with neat and clear handwriting, no alteration, complete content, satisfactory writing format and true and accurate information.
2. All data items marked with ""are required.
3. Application type: college students fill in "student application"; This year's college entrance examination enrolled freshmen to fill in the "Application Form for Freshmen's Admission".
4. domicile: the address registered in the household registration book before the borrower enters the university. Urban household registration is written from the city to the house number, and rural household registration is written from the city to the office. The domicile of the borrowing student should be consistent with the location of the funding center; The borrower must be a student who is officially admitted to an ordinary university or higher vocational college recognized by the national education department and has obtained a true, legal and effective admission notice; Borrowing students' families are indeed families with financial difficulties. Borrowing students should be honest and trustworthy, law-abiding, and have no illegal records.
5. Current detailed address: the borrower's residence before entering the university (note: "residence" and "domicile" are two different concepts, for example, someone's domicile is in Jianghan District, but his residence may be in Jiang 'an District).
6. Graduating middle school and postal code: freshmen fill in the name of the middle school where they graduated from high school (please write the full name-the name on the official seal of the school) and the postal code of the middle school; College students don't fill it out.
7. Dormitory phone number: filled in by college students; Do not fill in the freshman year. There is no underline or horizontal line between the area code and the telephone number, such as 02788888888(027 is the area code and 888888 is the telephone number).
8.* * * Same borrower: * * The order of choice of the same borrower is: father-mother-near relative-other. In principle, the father is the borrower and the mother is the borrower when the father is not at home. If both parents are not at home, the parents shall entrust another close relative (written power of attorney is required) as the borrower and share the repayment responsibility with the borrower. Orphans shall be jointly liable for repayment with the borrower by their guardians or other close relatives as * * *. Relationship with the borrower: fill in the correct option among the four options of "father, mother, near relative and others".
9.* * * Same as the borrower's "domicile" and "detailed home address": the filling requirements are the same as items 4 and 5.
10. university name: fill in the official seal of the university in strict accordance with the admission notice. Major: fill in strictly according to the notice on the admission notice.
1 1, grade: fill in the year-end to be attended this fall. Freshmen fill in "1", college students fill in "2 1 = 3 = years of study in colleges and universities, if they have studied for 2 years.
12, educational system: numbers are filled in. Such as: four-year system to fill in 4
13, "school category 1" and "school category 2": put "√" before the category. 14. Reasons for applying for loan: tick "√" in the □ "before the option.
15. detailed reason: give a detailed explanation of the selected items in the loan application.
16. loan amount: 1000-6000 yuan (in principle, it is the sum of tuition and accommodation. If the family is particularly difficult, the loan amount can be higher than the sum of tuition and accommodation, but not higher than 6000 yuan).
17. Application term: refers to the loan term, the longest is 14 years. Calculation method: freshmen = academic system 10 (the calculation result is greater than 1414); College students = length of schooling-years of study 10 (calculation result is greater than 14, fill in 14). Note: The life calculated by the above method is the longest life allowed by the loan, and a shorter life can be selected within the longest life.
What should I fill in the personal credit loan application form? How to apply for a decoration credit loan?
What personal credit application form do I need to fill out? How to apply for decoration? Personal credit loans are RMB credit loans issued by other financial institutions to people with good credit without guarantee. Do I need to fill out an application form for personal credit loan at the bank? How to apply for a decoration credit loan?
What should I fill in the personal credit loan application form? First of all, when a borrower applies for a personal credit loan from a bank, it needs to fill in an application form in writing and submit the following materials:
(1) My valid ID.
(2) proof of residential address (household registration book, etc.). ).
(3) Personal professional certificate.
(4) Proof of income of the loan applicant himself and his family members.
(5) Other information required by the bank.
Among them, although the loan application forms of various banks are similar, there are still differences. You can go directly to the bank to apply for a loan application form, fill it out first, write it formally after you are satisfied, and then hand it over to the applying bank. How to apply for a decoration credit loan? Decoration loans are generally obtained in the following ways:
First, housing mortgage loan.
If the borrower owns the mortgage of the house, he can apply for a decoration loan with the house as collateral. The advantage of applying for decoration loan with real estate mortgage is that the interest is not high and the amount is high. The disadvantage is that there must be real estate as collateral, and there are many audit steps to handle, which takes a relatively long time.
Second, personal money.
If the borrower has a stable and legal source of income, he can apply for personal money and use it for decoration. Personal payment approval speed is faster, but the general amount will not be very high.
Third, credit card installment.
If your decoration company cooperates with a bank and you use this bank's credit card, you can use the credit card to get a decoration loan in installments. Credit card installment is convenient and quick, and the approval process is simple. However, if you want to use a credit card for installment, you must have the cooperation between the decoration company and the bank.
In addition, the decoration loan application process generally has the following points:
(1) When a borrower applies for a housing renovation loan, he must apply at the business outlet where he has started business, fill in the application form, submit relevant materials and go through relevant guarantee procedures.
(2) After investigation and approval by the account manager and approval by the competent department of examination and approval, the loan contract is signed.
(3) The account manager handles the loan procedures and transfers the money to the borrower's personal settlement account in our bank, so that the customer can use the loan funds.
What should I fill in the personal credit loan application form? How to apply for a decoration credit loan? The above are some introductions to this problem, hoping to help everyone.