Hello: \ nShenzhen housing down payment ratio \ nI. Commercial loan used by the buyer for house purchase: \n 1. The Buyer chooses a commercial loan to purchase the first house, with the minimum down payment ratio of 30% of the appraised house price and the maximum loan ratio of 70%; \n2。 The Buyer chooses commercial loans to purchase two or more houses, with the minimum down payment ratio of 50% of the appraised house price and the maximum loan ratio of 50%; \n 2。 Buyer's provident fund loan for house purchase: \n 1. The Buyer chooses provident fund loan to purchase the first house, with the minimum down payment ratio of 20% of the appraised house price and the maximum loan ratio of 80%; \n2。 The Buyer chooses provident fund loans to purchase two houses, with the minimum down payment ratio of 40% of the appraised house price and the maximum loan ratio of 60%; \n3。 Buyers cannot use provident fund loans when purchasing three or more houses and commercial houses. \n 1。 If you are registered in Shenzhen and have no house under your name, you can make a down payment of 30% \n2. If you are registered in Shenzhen and have a house under your name, you can make a down payment of 60%. \n3。 Non-Shenzhen household registration, but social security 13 months or more, you can buy a set, and you can't buy a second set with a down payment of 30%. I hope I can help you.