The house bought by loan can be mortgaged twice, but it still depends on the bank. A house with full property rights is naturally possible. 1. Can the house bought with the loan be mortgaged? 1. Theoretically, it is possible, but there are risks in two mortgage. I believe that no bank is willing to provide you with such a high-risk loan. If you have a mortgage loan now, this bank can't lend any more at present. You can go to another bank. At this time, the bank will consider the second mortgage, and it will be very troublesome to realize the creditor's rights. Under normal circumstances, the first bank has the right to pay the above creditor's rights first. If you are not a big customer, banks are generally unwilling to take this risk.

2. As far as the regulations of various banks are concerned, most banks do not handle two mortgage business for individuals. Therefore, only after the mortgage loan is fully paid off can the borrower apply for a mortgage loan again.

Second, which houses cannot be used as real estate mortgage 1, public welfare houses. According to relevant regulations, public welfare facilities such as kindergartens and hospitals are not allowed to be mortgaged, even private kindergartens are no exception.

2. Small affordable housing. Affordable housing less than 5 years old is not allowed to be listed and traded, and banks can't obtain other rights certificates and can't apply for mortgage loans.

6. Some public places. If you can't provide the purchase contract or purchase agreement, or you can't provide the listing certificate of the delivered house, you can't mortgage it.

7, cultural relics protection buildings. Buildings listed as cultural relics protection and other buildings with important commemorative significance cannot be mortgaged.

8. Illegal building. Illegal buildings or temporary buildings cannot be mortgaged.

9. Houses with disputed ownership. Houses with disputed ownership and houses sealed up, detained or restricted in other forms according to law cannot be mortgaged.

10. Real estate cannot be mortgaged.