Those contracts in second-hand car trading are very tricky.
In recent years, the proportion of replacement cars in China automobile market has been rising, and the volume of used cars has also increased. At present, the used car industry faces many problems such as low entry threshold, opaque information, inconsistent standards and imperfect after-sales service. Compared with new cars, used cars have more uncertainties, leading to many disputes.
Among them, consumer fraud issues such as mileage fraud, concealing major accidents, and forging evaluation reports have attracted much attention. Take stock of the "catty" in used car trading for riders.
1, beware of word games
People who buy and sell second-hand cars for the first time don't know much about the second-hand car trading process and related knowledge, and it is easy to enter the blind spot. If the description of the signed second-hand car trading agreement is vague, then the accident can only happen to you.
For example, when going through the relevant formalities, it is found that the vehicle has a record of being robbed or detained, or it says "full refund according to the purchase price and maintenance fee, subject to the actual amount and documents." The explanation of "full refund will be made according to the purchase price and maintenance cost, subject to the actual amount and documents" here is a word game, and it is easy to misunderstand the basis and actual amount of refund.
2, clear related matters
When signing a second-hand car transfer contract, we should pay special attention to the words in the contract, such as liability for breach of contract and related procedures. In addition, the related matters determined by the buyer and the seller during the transaction need to be reflected in the contract in written form. This can effectively prevent hidden clauses and exemption clauses that may appear in the contract.
For example, some parties to the transaction may agree that although the vehicle is a sale, it will not be transferred for the time being. Such an agreement needs to be clearly written in the second-hand car transfer contract to avoid unnecessary disputes in the future.
3. Changes in related procedures
After the transfer of used cars is completed, it is also an important link to change the tax procedures and insurance for some vehicles.
After the vehicle transaction is completed, don't forget to go through various formalities such as vehicle purchase tax, vehicle and vessel use tax and vehicle insurance. This is not only a necessary procedure to ensure the legitimate rights and interests of both parties to the transaction, but also a necessary procedure to ensure the normal renewal of vehicle tax, insurance and other procedures.
With regard to the change of insurance procedures, I would like to remind you in particular that the Insurance Law stipulates that "if the risk degree is significantly increased due to the transfer of the subject matter insured, the insurance company may increase the insurance premium or terminate the contract as agreed within 30 days from the date of receiving the notice.
The insurance company shall not be liable for compensation if the insured and the transferee fail to fulfill the prescribed obligation of informing and the risk of the subject matter insured increases significantly due to the transfer. ",that is to say, if the buyer does not change the insurance procedures of the vehicle, it will cause difficulties in insurance compensation.
In addition to the above problems, how to pay attention to the supplementary content when signing a contract for the sale of used cars?
1. Supplementary compensation expenses and compensation methods caused by dealers or individuals concealing vehicle mileage, body accident status, vehicle procedures and other reasons. In the second-hand car sales contract.
2. In the second-hand car transaction, there is the most controversy about "down payment". Therefore, the deposit and related responsibilities should be written in the car sale agreement, because sometimes car buyers will not buy the car immediately after seeing it, so there will be some risks between paying the advance payment and picking up the car.
Therefore, in the second-hand car sales contract, the buyer should explain the compensation fee for the resale risk of the vehicle during this period. And in the deposit agreement, the vehicle odometer, procedures, car keys, owner information, etc. To avoid exchanging packages in actual transactions.
3. In the second-hand car sales contract, it should also be added that the violations before the vehicle transfer are handled by the seller.
4. Most buyers may pay part of the car payment before the vehicle transfer, which requires that how much money has been paid must be stated in the contract, and the remaining car payment will be paid after the vehicle transfer is completed.
In order to sell cars quickly, some second-hand car dealers will launch some supporting services at the same time. In fact, these so-called services are just advertising means for the purpose of selling cars. After the vehicle is sold, these services are generally difficult to achieve.
Therefore, it is best to negotiate with dealers and write these supporting services into the automobile sales agreement to prevent these services from being realized after the automobile is sold, which will harm the interests of car buyers.
6. Sometimes second-hand car dealers offer some second-hand car evaluation services. In fact, this service is an effective supplement and service upgrade to some problems in the current industry. At present, the service providers engaged in this business have not given actual promises and guarantees, and users have not received their due value-added part in the extra consumption.
Therefore, car buyers can regard the vehicle evaluation fee as a compensation requirement for underestimating or concealing the actual situation of the vehicle in the second-hand car sales contract.