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What is the procedure for borrowing 2, yuan from China Agricultural Bank?

1. What are the procedures for getting a loan of 2, yuan from Agricultural Bank of China

Generally, Agricultural Bank of China doesn't make such small credit loans. It is recommended to find a small loan company. The monthly interest rate of small loan companies is generally 1.6%-2.

No matter where you get a loan, you need to prepare the following information:

Personal ID card (the bank will check your credit information, and it needs to be good, such as marriage certificate and divorce agreement), and personal or company bank flow (very important, usually in the last 3-6 months).

if you are a wage earner, you need a certificate of work income from your company.

if you are a business person, you need to provide a full set of company licenses, purchase and sale contracts, etc.

2. I want to borrow 2, yuan from the Agricultural Bank, but I don't know how to borrow it. What are the conditions?

I can take my original ID card to the bank outlets for consultation when I borrow 2, yuan from the Agricultural Bank.

Conditions: Agricultural Bank loan application conditions 1. The borrower must be 18 years old and have full capacity for civil conduct; 2. Have full capacity for civil conduct and legal and valid identity documents; 3. Have the ability to repay the loan principal and interest; 4. Have a stable source of income; 5. Good credit status; 6. Other conditions stipulated by the Agricultural Bank.

I. interest rate of agricultural bank loans the latest interest rate of agricultural bank loans is as follows: 1. the interest rate of short-term loans of agricultural bank within one year (including one year) is 4.35%; 2. the interest rate of medium-and long-term loans of agricultural bank for one to five years (including five years) is 4.75%, and the interest rate for more than five years is 4.9%. 3. The annual interest rate of individual housing provident fund loans of Agricultural Bank of China is%. The loan interest rate for less than five years (inclusive) is 2.75%, and the loan interest rate for more than five years of Agricultural Bank of China is 3.25%. 4. The loan interest rate for ethnic trade and ethnic products production is 1.47%.

ii. loan application process of agricultural bank 1. agricultural bank applies for a loan and provides relevant information 2. the bank reviews the borrower's personal qualifications and materials 3. after the approval, the bank signs a loan contract with the borrower 4. the bank will issue a loan 5. the borrower needs to repay the loan on schedule. After applying for a loan from Agricultural Bank of China, don't escape if you feel that it is difficult to repay the loan. Overdue repayment or evasion will lead to bad personal credit records, and you may be punished in serious cases. If it is really not possible, go to the bank and apply to the bank for extending the loan period.

iii. individual credit loan conditions of agricultural bank

1. China citizens with full capacity for civil conduct are between 18 and 6 years old.

2. Have legal and valid identity certificate and household registration certificate (or valid residence certificate) of the place where the loan bank is located.

3. It has a stable income source and the ability to repay the loan principal and interest in full on schedule.

4. Have a good credit record and willingness to repay, without any illegal acts and bad records.

5. Obtain a risk level of B or above in the retail internal rating system of Agricultural Bank of China.

6. The number of existing customers of Agricultural Bank of China should be at least 4 stars.

7. Open a personal settlement account with the Agricultural Bank.

8. Other conditions stipulated by the bank.

3. What are the procedures for borrowing 2, yuan from China Agricultural Bank?

generally, ABC doesn't make such small credit loans. It is recommended to find a small loan company. The monthly interest rate of small loan companies is generally between 1.6% and 2.5%, and the repayment is equal and equal.

No matter where you get a loan, you need to prepare the following materials:

Personal ID card (the bank will check your credit information, and it needs to be good), household registration book, marriage certificate (or divorce certificate, divorce agreement), and personal or company bank account (very important, usually in the last 3-6 months).

if you are a wage earner, you need a certificate of work income from your company.

if you are a business person, you need to provide a full set of company licenses, purchase and sale contracts, etc.

4. What are the procedures for borrowing 2, yuan from China Agricultural Bank?

Qian Qian's answer is good and true. If you withdraw money from the ATM of Agricultural Bank, the fee for withdrawing money in different places is 1%, and you can withdraw it for up to 2, yuan at a time, and you can withdraw it for up to 2, times. In this way, once it is 2 yuan's fee and ten times it is 2 yuan's. If you withdraw money from the ATM of non-Agricultural Bank, 4 yuan's fee will be added once. Such a * * * is 24 yuan. Therefore, if a large withdrawal is not during non-business hours, it is not too urgent to use money. It is best to withdraw money at the counter. In this way, the handling fee in the province is the lowest in 1 yuan, the highest in 5 yuan, and the lowest in 1 yuan and the highest in 1 yuan.