I have never done this, but I can provide you with the materials and procedures required for a loan. I hope it will be helpful to you.

1. How to get a house mortgage loan in Wuxi Required materials:

1. Valid identity documents, household registers, and marriage certificates of the borrower and his or her spouse;

2 , Proof or statement of loan purpose;

3. Proof of ownership of mortgaged property;

4. Other documents or information required by the bank. ?

2. How to apply for a house mortgage loan in Wuxi:

1. Loan application: The borrower proposes the purpose, amount and term of the loan;

2 . Prepare loan materials: The borrower and the mortgagor must prepare all the documents and certificates required for loan application as required; including the spouse’s ID card, household register, corresponding contract for personal consumption and marriage status certificate; house ownership certificate, ownership certificate Identity cards of the person and spouse, household registration book and marriage status certificate;

3. House inspection and evaluation: Relevant agencies will conduct on-site inspection and evaluation of the mortgaged house;

4. Apply for loan approval: Submit all loan application materials together with the evaluation report or survey opinion to the bank for approval;

5. Notarization of the loan contract: The borrower and the mortgagor fill in the (loan contract) and all relevant documents and signatures , after stamping the fingerprint, it will be notarized by a notary;

6. Mortgage registration procedures: The bank will go to the property rights office to handle the mortgage registration procedures with the house ownership certificate and the notarized loan contract;

7. Loan: The borrower opens a repayment account, and the bank lends money to the account.