Seriously overdue loans will face:

First, bear high overdue fees.

For overdue fees, different online lending platforms have different names and different charging standards. Whether it is called overdue penalty interest, overdue management or other various names, the charging standard is very high. Therefore, those who have the ability to repay on time should never be overdue.

Second, undertake the fancy collection of the platform.

Collection is generally divided into three stages:

In the first stage, just a few days after the deadline, the platform customer service MM whispered warmly to remind you that if it is overdue, please repay it on time;

In the second stage, if it is overdue for a long time, the platform customer service will seriously warn that the threat of overdue will face serious consequences;

In the third stage, it was overdue for a long time, and the platform stopped trying to convince the other party and began to take practical actions.

There are many kinds of practical actions.

For example, the platform pushes your arrears information to your relatives and friends, making you lose face in the circle of friends; The platform arranges special collection personnel to collect money at home and communicate face to face to collect accounts. Of course, these are still relatively mild. Some platforms outsource collection, and special collection companies collect them. The collection company "violent collection" that broke out some time ago believes that borrowers are not willing to encounter it.

Extended data

Ping An International Finance Leasing Co., Ltd. was established in June 2065438+2003 with a registered capital of RMB1450 million. It is a wholly-owned subsidiary of Ping An Group specializing in financial leasing business and an important member of the Group's investment plate. Headquartered in Lujiazui Financial Center, Pudong New Area, Shanghai, the company has a business network all over the country. Since its establishment, its business has developed rapidly. By the end of February 2020, its assets reached 277.9438 billion yuan.

Ping An Leasing always insists on strengthening its main business, ecological layout and leading in science and technology, being a pioneer in digital leasing, industrial leasing, ecological leasing and platform leasing, continuously guiding the healthy development of strategic emerging industries, and under the guidance of the overall strategy of "controlling risks and striving for progress while maintaining stability", constantly promoting strategic upgrading, exploring new business models, creating brand-new profit growth points and leading the innovative development of the industry.