1, master more loan channels.
The loan intermediary knows the local lending institutions very well, has mastered many reliable lending channels, and matches you with a reasonable lending institution when you apply for a loan.
2. Know more about the market.
Each lending institution has different policies, target groups and interest rates. If the borrower does not understand the market situation and blindly applies, it may pay more costs. The loan intermediary is very professional and has been dealing with major lending institutions for a long time. As long as you look at your basic information, you will know which product you are suitable for, and you can also help you understand where you can improve. Save worry, trouble and money.
3. Have connections and certain technical advantages.
Each lending institution has its own entry threshold and auditing standards. In particular, bank loans have higher requirements for borrowers, and any condition that fails to meet the standards will be killed immediately. For example, the age of the house exceeds the regulations of the bank; The area does not meet the banking rules; The income certificate cannot meet the requirements of the bank; Mortgaged houses cannot get loans from banks; You can't provide water and electricity bills, non-malicious overdue and other relevant proof of residence to the bank, and so on. The loan intermediary is proficient in the loan handling process and can properly package the customers. Even if the borrower has a problem, as long as it is not serious, the loan intermediary will try to make the borrower's conditions meet the requirements of the bank. Moreover, you can use your personal connections in the bank to play some edge balls, so that borrowers can get loans smoothly.
4. Improve loan efficiency.
People who have no loan experience will find all kinds of troubles when applying for loans themselves, such as evaluation, notarization, face-to-face signing, mortgage, and taking other certificates ... If they want these materials later, they will have to repeat them later, and it will take energy to run back and forth, and they may be refused loans; If you are not a big customer, banks and other institutions will delay your loan. The intermediary knows all kinds of information needed to handle the loan. You only need to prepare the information at one time, and all the "errands" will be handed over to the intermediary. In addition, the cooperation between the intermediary and the bank lending institution can make the bank and other lending institutions give priority to your loan and improve the loan efficiency.