Prepare relevant materials and go to the local provident fund center for handling. Specific operation: 1. If the balance stored in the housing provident fund account is withdrawn, it shall be verified by the unit to which it belongs, and a certificate of withdrawal shall be issued. 2. The employee shall apply to the housing provident fund management center for the extraction of housing provident fund with the extraction certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; 3. If withdrawal is allowed, go through the payment formalities at the entrusted bank. Provident fund centers around the country have stipulated different conditions and procedures for the withdrawal of provident fund. Please consult your local provident fund center. Article 24 of the Regulations on the Management of Housing Provident Fund stipulates that employees may withdraw the storage balance in the housing provident fund account under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.

Legal objectivity:

Regulations on the administration of housing provident fund

Article 25

If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.

Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant;

If the withdrawal is approved, the entrusted bank shall go through the payment procedures.