Is the purchase contract amount only the principal?

The purchase contract amount is the loan principal.

The loan principal is sometimes confused with the original loan principal and loan balance.

Accurately speaking, the loan principal should be the original loan principal. Loan principal = repaid principal+outstanding principal. Outstanding principal refers to the current loan principal balance, referred to as the principal balance.

Excuse me, do you know what a 30% discount on agricultural bank loans is?

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