; ? E-second loan is a new breakthrough in the development of Internet finance strategy of Guangfa Bank, and it is a strong strategic product of Guangfa Bank with its leading retail risk control system, customer big data mining and 360-degree online and offline channel integration capabilities. What are the application conditions for Guangfa's "e-second loan"? Good application?

Application conditions of Guangfa's "e-second loan":

Age 25-55 years old, must be a resident of Chinese mainland, working in the current unit for half a year; In addition, we should have a stable income and a good credit record.

In other words, if you are a college graduate under the age of 25 and have only worked for 1 year, you can't apply for Guangfa E-second loan. If you have a bad credit record in Guangfa Bank, you can't pass the loan review.

At the same time, Guangfa E-second personal credit loan, the funds can not be used to buy real estate, stocks, futures, wealth management products and other equity investments and uses prohibited by law. If the purpose of your loan does not meet the requirements, it will naturally fail.

Application process of Guangdong Development Bank's e-second loan:

The first step: online submission, 3 seconds pre-trial.

Step 2: Sign a contract and open an account at an outlet.

Step 3: Activate the quota, and borrow and pay it back.

What are the requirements for Guangfa E-second loan, personal loan and personal data?

Must have a good credit record, aged 25-55, have a relatively stable job and income, and work for more than half a year. At least 3 months of payment records of provident fund, social security and personal income tax.

You can submit the loan application online through official website of Guangfa Bank or mobile app. After the approval, the bank will send staff to go through the signing formalities with the lender, and the bank will issue loans after signing the contract.

At the end of 20 14, China guangfa bank launched the first domestic internet loan product-"e-second loan", which can accept all credit applications from individual customers.

"E-second loan" has been fully applied, and it has been recognized by the market with the advantages of convenient process, the most efficient 3-second pre-approval in the industry, and repayment on demand. "E-second loan" has only been online for one year, and more than 1.5 million customers have completed the pre-examination.

Extended data:

In recent years, Guangfa Bank has vigorously developed consumer credit business. In 20 15, new consumer credit (except credit card financing) increased by more than 200% year-on-year. Recently, Guangdong Development Bank and internationally renowned research institutions jointly launched the "Research on Personal Consumption Loan in China" to explore the future development trend of consumer finance market.

Guangfa Bank has been committed to providing customers with more efficient and convenient professional personal financial services. Adhering to the genes of innovation and development, relying on the leading retail credit risk control system, big data mining technology and online and offline integrated channel integration capabilities of Guangfa Bank.

Guangfa Bank has strengthened its strategic cooperation with local tax authorities, provident fund management centers and social security institutions all over the country, greatly alleviating the information asymmetry between banks and consumers and breaking the information barrier.

Relevant institutions provide authoritative and true tax, social security or provident fund information for banks, which becomes an important reference for bank loan credit approval.

References:

Phoenix. Com- Guangfa Bank's first "e-second loan", you can know the loan amount in 3 seconds at the earliest.

References:

Guangfa Bank-Guangfa E-Second Loan-Retail Finance?

What are the application conditions and open areas of Guangdong Development Bank's e-second loan?

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Application conditions for e-second loan of Guangfa Bank:

(1) The age of the borrower is: 25-55 years old;

(2) Must be a Chinese mainland resident and have worked in the current unit for half a year;

(3) Have a continuous and stable work income and a good credit record.

Guangfa Bank is not open to the whole country for e-seconds. Borrowers in the following fields can apply:

(1) Beijing, Shanghai, Guangzhou, Shenzhen, Tianjin, Jinan and Weifang;

(2) Shenyang, Benxi, Panjin, Anshan, Dalian, Yingkou and Dandong;

(3) Nanjing, Suzhou, Wuxi, Zhenjiang, Huai 'an, Nantong and Changzhou;

(4) Hangzhou, Ningbo, Wenzhou, Taizhou, Shaoxing, Jinhua, Yiwu and Jiaxing;

(5) Zhengzhou, Anyang, Pingdingshan, Jiaozuo and Sanmenxia;

(6) Wuhan, Changsha and Chengdu;

(7) Harbin, Mudanjiang, Daqing and Qiqihar;

(8) Kunming, Yuxi, Qujing, Honghe and Urumqi;

(9) Dongguan, Foshan, Zhuhai, Zhongshan, Shantou, Chaozhou, Jieyang, Meizhou, Huizhou, Qingyuan, Jiangmen, Zhaoqing, Yangjiang, Zhanjiang, Maoming, Heyuan and Shaoguan.

The borrower should note that the national consultation hotline of Guangfa Bank is *, and the telephone number displayed by the business personnel of Guangfa Bank is "95508" (before the number or with the area code). Other calls may be false or fraudulent, and borrowers need to be vigilant to prevent being cheated;