1. Is Haier's consumer finance reliable?
Reliable, Haier Consumer Finance is a consumer finance company that combines industry and finance. With the approval of China Banking and Insurance Regulatory Commission, China, it was established by Haier Group, Haier Finance Company, Red Star Macalline, Greentown E-commerce and China Youzan. Support credit loan, commodity installment, O2O scene scanning code installment payment. Borrowers can apply for loans through official channels such as "Haier Consumer Finance" APP, "Enough Flowers" APP, or "Haier Consumer Finance" WeChat official account.
Second, how long does it take for Haier's consumer finance audit?
At present, Haier's consumer finance official has not specified the specific audit time. Generally speaking, the loan review time will be affected by many factors, such as the borrower's personal information, loan purpose, platform business volume and so on. Therefore, it is difficult to specify the audit time. However, judging from the loan experience of some netizens, the review time of Haier's consumer finance is about 1 day.
Third, how to improve the audit speed?
1. Don't bother before applying for a loan from Haier Finance. Be sure to improve your personal information as much as possible. In addition, everyone must maintain the authenticity and integrity of personal information.
2. The application materials should be used for loans, so as to increase Haier's understanding of you, and the approval will be faster.
3. Because Haier Consumer Finance will conduct manual telephone audit on borrowers, everyone should try to apply during working hours. Otherwise, the review time may be delayed until the next day. In addition, large holidays are not a good time to apply for loans.
Personal suggestion: online loans must first consider their repayment ability and how much they can borrow, so as not to cause usury. Choose a platform with lower interest rate before lending. Don't be greedy and cheap, borrow money from some unknown software.