How to deal with the second car mortgage in Yuyao and how to handle the second car mortgage as follows: 1. If the car owner wants to obtain a second car mortgage loan, he must first submit information to the bank and apply; 2. Professional evaluation agency Evaluate the car and make a second mortgage based on the appraised value of the car; 3. The bank reviews the secondary mortgage information and handles relevant procedures; 4. After approval, the owner is notified to go through the secondary mortgage registration procedures, and then the bank issues a loan to the owner. Generally speaking, in the process of second mortgage, the weight of the second mortgage will not exceed the value balance of the first mortgage, thus avoiding the trouble caused by the applicant being unable to pay off the debt. Additionally, the second mortgage year does not require the first mortgagee's consent but has the same level of obligations as the first mortgagee.