The download of Anyihua Loan app does not require credit management. When downloading the software, you can download it directly in the application market or online. If the loan is not repaid on the platform, it will be overdue, so credit management is needed, but ordinary downloaded software will not conduct credit investigation. So the software can be downloaded with confidence.

First, personal credit information inquiry

You can log on to the personal credit information service platform "China" of China People's Bank Credit Information Center for identity verification. There is no need to prepare additional materials. Users can obtain the verification results in real time by selecting the verification method of bank card, digital certificate or mobile financial IC card. The simplest thing is to choose a bank card for verification, either a savings card or a credit card! 1) Personal credit information prompts registered users whether they have overdue records in the personal credit information system in the last five years; 2) Personal credit information summary shows the summary of personal credit status to registered users, including the summary information of credit records, public records and inquiry records.

Second, the importance of credit.

From a macro point of view, credit investigation also plays an active role in maintaining social stability. On the one hand, credit information activities help financial institutions to fully understand the total liabilities of information subjects and systematically prevent enterprises and individuals from excessive liabilities. On the other hand, through the multi-dimensional and multi-angle statistical analysis of the overall operation of the credit market, the credit information system can provide data support for national financial supervision and macro-control, help government departments to monitor the credit quality and risk composition, grasp the social credit status in time, prevent unexpected events from having a significant impact on the national economy and people's livelihood, and maintain social stability.

To sum up, credit investigation is helpful to realize information sharing and improve the ability of counterparty risk identification. Credit investigation plays an important role in economic and financial activities, and is the basis for ensuring the healthy development of social economy and finance.