1. The right to use the homestead cannot be mortgaged. Rural land contracted by other means is not allowed to be mortgaged, except for four wasteland and other rural land contracted by way of sale and public consultation. The right to use collectively-owned land, such as cultivated land, homestead, private plots and private hills, shall not be mortgaged.

2. Legal basis: Article 53 of People's Republic of China (PRC) Rural Land Contract Law.

If rural land is contracted through bidding, auction and public consultation. And obtain the ownership certificate through legal registration, the land management right can be transferred by lease, shareholding, mortgage or other means according to law.

Article 52

If the employer contracts rural land to units or individuals other than the collective economic organization, it shall obtain the consent of more than two-thirds of the members of the villagers' meeting of the collective economic organization or more than two-thirds of the villagers' representatives in advance, and report to the township (town) people's government for approval.

If the contract is contracted by a unit or individual other than the collective economic organization, the credit standing and business ability of the contractor shall be reviewed before signing the contract.

2. What is the process of changing the registration of the right to use the homestead?

The process of changing the registration of the right to use the homestead is:

1, number application;

2. accept;

3. review;

4. Book records;

5. Pay the fee and get the license.