20 15, 15, and the benchmark interest rate of banks with five years or more was lowered from 5. 15% to 4.90%. The specific loan interest rate is subject to the loan contract. The following is calculated according to the latest interest rate for your reference:

1. Equal principal and interest repayment method

The total loan amount is 465,000.00 yuan.

Number of repayment months:1August

Monthly repayment is 3653.0438+0 yuan.

Total interest paid 192542.36 yuan.

The total principal and interest is 657,542.36 yuan.

2. average capital Repayment Law

The total loan amount is 465,000.00 yuan.

Number of repayment months:1August

The repayment in the first month is 4482.08 yuan.

Decreasing monthly: 10.55 yuan

Total interest paid 17 1, 836.88 yuan.

The total principal and interest is 636,836.88 yuan.