If you are going to apply for a parking loan through China Merchants Bank, you can apply in the following ways: 1. If you have already applied for a housing mortgage loan at China Merchants Bank, you can contact the handling bank to apply for a loan for the exclusive parking space for supporting the purchase of houses; 2. You can also mortgage your own property and apply for personal consumption loans to buy parking spaces.

Second, how to apply for a car parking loan?

Of course.

1. At present, the parking loan business provided by the bank is only implemented according to mortgage interest rates, the first-hand parking place in the same community. But different banks have different rules.

2. "For a very common thing, buying a car with a loan has naturally become the mainstream of buying other people's money to improve their lives. Then, the loan to buy a car should take into account:

① Never ignore the problem of inflation, and calculate the currency depreciation brought by inflation;

After the down payment is over, use the remaining money to raise money.

Extended data

Handling details of parking loan

Parking mortgage loan means that when the applicant (parking buyer) purchases the parking space of the real estate where the first-hand house is located, he uses his own bank loan to mortgage the purchased parking space rights and repay the loan principal and interest in installments.

1. procedure

(1) Submit materials and apply;

② Bank investigation and approval;

③ signing loan contracts and guarantee contracts;

3. Can I get a loan to buy a parking space?

You can get a loan to buy a parking space. General banks provide parking space loans to customers who have applied for first-hand housing loans in the bank, and the loan interest rate is implemented according to the consumer loan interest rate for the same period. Different banks have different regulations on parking loan.

The conditions of bank parking loans are determined by the banks themselves. Generally speaking, it meets the general loan conditions (valid identity, stable income, good credit information, etc.). ), as well as other conditions, such as whether to lend only to the bank's mortgage lenders, are determined by the bank's respective policies.

Can I get a loan to buy a parking space?

Of course. 1. At present, the parking loan business launched by the bank is only for customers who have applied for first-hand housing loans in the bank, and the loan interest rate is implemented according to the consumer loan interest rate for the same period. However, different banks have different regulations on parking loan business. 2. "Consumption in advance" has become a very common thing, and buying a car by loan has naturally become the mainstream car buying mode. Because I spend other people's money in advance to improve my life. Then, the loan to buy a car should take into account: ① Never ignore the inflation problem, and calculate the currency depreciation brought by inflation; After the down payment is over, use the remaining money to raise money.