A: There are many people with mortgages in Beijing. At the end of the first quarter of 2022, the balance of RMB real estate loans was 53.22 trillion yuan, a year-on-year increase of 6%, and the per capita debt was147,000. The national savings rate dropped from 5 1.8% to 45%, with loans for the first home accounting for 80% and loans for the second home accounting for 40%.
Are there many people who have just repaid their loans?
Just after the New Year, there will be more borrowers, because some poor families can't afford to spend some money to buy some new year's goods during the New Year, so there should be more borrowers just after the New Year.
Do people who buy a house pay more in full or borrow more?
Many people borrow money to buy a house.
According to the data released by the central bank, by the end of 2022, China people are famous for buying houses, but few people buy houses in full, and more than 95% of them buy houses by loans.
According to the data released by the central bank, by the end of 2020, the balance of RMB real estate loans has reached 49.58 trillion yuan, a year-on-year increase of 1 1%.
Are there many people who pay off their husband and wife loans now?
Quite a lot. In China, about 200 million households are repaying their mortgages. According to a family of two people, that is to say, the number of people who buy a house with loans has reached 400 million. The above is that there are many people who repay their husband and wife loans now.
How many people in China will borrow money to buy a car in 2020?
The number of loan car buyers in China can almost account for 10%.
The consumption concept of first-tier cities is relatively advanced, and the loan ratio can generally account for 10% to 20%. The more high-end models, the more lenders. The consumption concept of second-and third-tier cities is relatively conservative, with loans accounting for 5% to 10%.
China car loan market will enter a golden age, please be prepared for qualitative change. Young people born after 80s, 80s and 90s will be the main competitors in the auto loan market, and auto finance products will help to cultivate and develop new cars, brands and markets. The market is budding, the mainstream car companies have basically completed the layout, and the auto finance war is on the verge. Auto finance is not only a big war, but also a fierce one. There are many online predators and other greedy people. Car dealers should give full play to their comparative advantages such as offline, actively expand the BRICS provinces and accelerate the sinking of financial products.