1. What are the pain points revealed by the bride price loan?
The phenomenon of high bride price. Although the law has clearly curbed the high-priced bride price, the emergence of bride price loans has been reversed. Some people don't obey the law, but the bride price is high, so many people can't afford it and can't get married. Who will pay for the bride price loan? You should know that people don't give you money for nothing when they apply for a bride price loan. You must repay the principal and interest. So should the money be shared by * * * or borne by one party after marriage? Won't this lead to a series of family conflicts? This is also a very thought-provoking question, and people who make bride price loans should reflect on it. Second, should the bride price loan exist?
Should bride price loans really exist? I don't think bride price loan should exist, because as I said above, the phenomenon of high bride price has not been well solved, and the appearance of bride price loan will only make this phenomenon more rampant. Although the bride price is a promise of the man to the woman, it should be confined to family life and should not involve economic interests. It is irresponsible for banks to issue such loans to other people's marriages. If there is a dispute between husband and wife because of paying back the loan after taking the bride price loan, then their relationship should be: if divorced, how should the loan be repaid?
I have to say, I really don't think bride price loans should exist. Some netizens even ridiculed that there can be dowry loans in the future, so that couples can repay their loans together after marriage. Does that sound funny?