1. Withdrawing the housing provident fund account number will not affect the housing provident fund loan, but it will affect the loan amount. The minimum loan amount of housing provident fund is the maximum loanable amount of the borrower, which is calculated according to the multiple of the balance stored in the housing provident fund account, the maximum loanable amount and the loan ratio.

2. The formula for calculating the maximum loanable amount according to the balance of the housing provident fund account is: (the balance of the provident fund account, the monthly contribution of the provident fund ×2× the number of statutory retirement months )× 2.