Commercial loan10.3 million for 25 years, and the same principal repayment method has been paid back for 4 years. Is it necessary to prepay 65438+ 10,000 now?
The commercial loan is 654.38+0.3 million in 25 years, and the same principal repayment method has been paid for 4 years, and there is still 654.38+0.092000./kloc-0.6 principal outstanding. Repay the principal of RMB 4,333.33 per month, prepay RMB 654.38+million, and reduce the interest by RMB 408.33 per month. And the loan can be repaid 23 months in advance.