Hengyi Loan is a loan product launched by Heng Chang Finance Company. It has been more than a year since it started broadcasting. The business model of this platform is different from that of ordinary loan platforms. Traditional lending platforms always borrow money from the platform itself or the financial institutions that cooperate with it.

Hengyi Loan is a P2P online lending platform. Its loan funds mainly come from private borrowers. The platform itself is just an intermediary. When users borrow money, the platform will charge a certain service fee.