Minsheng Bank's small and micro enterprise loan product "Commercial Loan Link" is a loan product specially launched for small and micro enterprises. Some small and medium-sized business owners may know better, but most small and micro business owners don't. Let's briefly introduce this loan product for small and micro enterprises. \x0d\ It is understood that Minsheng Bank's small and micro enterprise loan product "Commercial Loan Link" is a loan business specially provided for individual industrial and commercial households, small and medium-sized enterprises and other operators. The loan amount is determined according to the borrower's capital demand, repayment ability and the guarantee method that the borrower can provide, and the longest loan period is 10 year. \x0d\ Small and medium-sized enterprises or individual industrial and commercial households need to open a settlement account in Minsheng Bank and apply for a loan after applying for a China Merchants Card. After the borrower submits a loan application, Minsheng Bank will conduct a loan survey on enterprises or merchants and applicants, collect loan information, and then approve the loan. After that, the borrower needs to provide a certain guarantee. After approval, Minsheng Bank will sign a loan contract with the borrower. After signing the contract, the borrower can wait for the bank to lend money. \x0d\ Generally speaking, Minsheng Bank's small and micro enterprise loans can provide enterprises or merchants with all-round financial services such as fast financing, safe management of funds and improvement of capital efficiency, and help enterprises solve financing problems. In addition, the "Commercial Loan Link" loan line supports the borrowing and repayment function, and the loan funds can be recycled. \x0d\ If you need to apply for a SME loan, I suggest you submit a loan application to Accelerated Loan and recommend the most suitable local credit manager for you free of charge.