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Sorry, I have to go to jail for the money I owe.
If you owe an ant a loan and don't pay it back, it's just a civil dispute. Under normal circumstances, you will not go to jail and will not be investigated for criminal responsibility. After the loan expires, within a period of time, the ant will notify the borrower to repay the loan by dunning. If the borrower still fails to repay the loan, the ant will send someone to negotiate and solve it.

After the ant borrowed money to file a lawsuit and won the case, the parties failed to perform the court decision during the performance period, and the ant borrowed money to apply to the court for enforcement. When accepting the execution, the court will inquire about the property, vehicles, securities and deposits under the debtor's name according to law; In addition, if the debtor has no property available for execution and refuses to perform the effective judgment of the court, his personal credit report will contain negative information such as overdue repayment, and he will be restricted from high consumption and entry and exit, and may even be suspected of refusing to perform the judgment or ruling of judicial detention.

Consequences of not paying back the money:

1, the first is the penalty interest, which is charged at 0.5 times of the original interest of 65438+. Calculation formula: overdue interest = overdue amount × overdue days × interest rate × 1.5

2. Kindly remind me that one to three days after the repayment date, I will send you a text message or call customer service to remind you.

3. Forcibly deduct the money. If you don't pay back the money after 3 days of repayment date, you will directly deduct the money from your Alipay to return the borrowed bill.

4. buckle sesame seeds. If you don't repay the money, your sesame score will be deducted, and your relatives and friends will be informed, and the sesame score of your friends in your address book will also be affected.

5. It was included in the credit investigation of China People's Bank. If it is overdue for more than three months, it will be reported to the People's Bank for credit investigation. Loans and credit cards will not be used for you in the future. Work may also be affected, and some companies will directly exclude people with credit stains when recruiting people.

6. Transfer debts to legal companies. If the long-term dunning fails, the borrower will transfer the debt to the debt company, and if the amount is large, it will also be transferred to the law company to initiate a lawsuit against you.

legal ground

Article 3 13 of the Criminal Code of People's Republic of China (PRC).

Refusing to execute the judgment or ruling of the people's court, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.

If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.