When you sign a house sales contract, you can apply for a commercial loan from the bank. Whether it is a first-hand mortgage or a second-hand mortgage, it is necessary to submit the complete materials approved by the bank to the bank for review, which is the most important step in the commercial loan process.

Mainly including ID card, household registration book, original and copy of marriage certificate; Foreign household registration needs to provide temporary residence permit or residence permit; Income certificate issued by the work unit; Sales contract, down payment invoice or receipt; Wage flow or other proof of assets in the past six months.

In addition to the above five materials, different banks have different requirements for commercial loans, and other materials required by lending banks should be inquired in detail.

Extended data:

Conditions for termination of the contract:

1. The purpose of the contract cannot be achieved due to force majeure.

2. Before the expiration of the performance period, one party clearly indicated or indicated by its own behavior that it would not perform the main debt.

3. If one party delays the performance of the principal debt, it still fails to perform it within a reasonable period after being urged.

4. One party delays the performance of debts or commits other breach of contract, which makes the purpose of the contract impossible to achieve.

5. Other circumstances stipulated by law.

Baidu Encyclopedia-Contract