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Tangshan Provident Fund New Deal: The upper limit of the loan amount has risen to 800,000, and the down payment ratio of the second suite has dropped to 30%.
The Beijing News On March 4th, the Housing Provident Fund Management Center of Tangshan City, Hebei Province (referred to as "Tangshan Provident Fund Center") played the "combination boxing" of the New Deal. Specific measures include increasing the maximum amount of provident fund loans and reducing the down payment ratio of second homes, which will be implemented from March 15, 2022.

According to the official WeChat account of Tangshan Provident Fund Center, in order to promote the stable and healthy development of the real estate market, meet the rigid and improved housing needs of employees, and significantly reduce the housing costs of employees, Tangshan Provident Fund Center issued this new policy. Among them, the New Deal proposed to increase the maximum amount of provident fund loans, and the maximum amount of individual housing loans for single-and double-employee family housing provident fund was adjusted from 600,000 yuan to 800,000 yuan; The purchase of passive ultra-low energy-consumption self-occupied housing with new two-star and above green building standards will increase the loan amount by 20%, with the maximum loan amount of 960,000 yuan.

At the same time, the New Deal stipulates that the maximum loan amount for Tangshan Phoenix talents is 6.5438+0 million yuan; The maximum loan amount for high-end innovative talents introduced from caofeidian area, China (Hebei) Pilot Free Trade Zone is implemented according to the original policy, and the maximum loan amount is 6.5438+0.2 million yuan.

In addition, it is worth mentioning that the New Deal also reduced the down payment ratio of the second suite. When employees buy a second set of self-occupied housing, the minimum down payment ratio is adjusted from not less than 60% to not less than 30%, and the loan interest rate is 1. 1 times the personal loan interest rate of the first set of housing provident fund announced by the People's Bank of China in the same period; Buying the first set of self-occupied housing still requires a down payment of not less than 30%.