Criminal cases can also be loaned, as long as the criminal punishment has been executed and the corresponding conditions are met. To apply for a loan, the general parties need to meet the following conditions: 1. The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state. 2. The purpose of the loan is clear and legal. 3. The loan application amount, term and currency are reasonable. 4. The borrower has the willingness and ability to repay. 5. The borrower's credit status is good and there is no significant bad credit record. 6. Other conditions required by the lender.

Legal objectivity:

Article 11 of the Interim Measures for the Administration of Personal Loans shall meet the following conditions: (1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender.