Workers who have continuously paid the housing provident fund for more than 6 months can apply for provident fund loans to the housing provident fund management center when purchasing self-occupied housing.

The Notice of the People's Bank of the Ministry of Housing and Urban-Rural Development and the Ministry of Finance on Developing Personal Housing Loan Business of Housing Provident Fund (J.Z. [2065 438+04] 148) states:

First, reasonably determine the loan conditions. Employees who have paid the housing provident fund in full for more than 6 months (inclusive) may apply for housing provident fund personal housing loans. For those who have paid the housing provident fund in different places and paid it in the current deposit place for less than 6 months, the payment time can be calculated according to the payment certificate issued by the housing provident fund management center of the original deposit place. ......