Banks do not have wedding loan business, but some have loan business. Marriage can only be used as a loan.
Required conditions for borrowers:
1. Natural persons aged 18-60 years old (Hong Kong, Macao, Taiwan, Mainland China and foreign nationals are also acceptable)
2. Have A stable career, stable income, and the ability to repay the principal and interest of the loan on time
3. The borrower’s actual age plus the loan application period should not exceed 70 years old
Materials the borrower should provide:< /p>
1. Identity cards, household registers of both spouses/temporary residence permit and household register for foreigners
2. 2 copies of marriage certificate/divorce certificate or court judgment/single certificate
< p>3. Proof of income (format designated by the bank)4. Copy of the business license of the unit (with official seal)
5. Credit certificate: including academic certificate, others Real estate, bank statements, certificates of deposit, etc.
6. If the borrower is a corporate legal person, it must also provide an annual inspection business license, tax registration certificate, organization code certificate, corporate articles of association, and financial statements.