1. The provident fund examination and approval authority has no reason to agree to cancel the guarantee, so it should not agree to cancel the guarantee.
2, provident fund examination and approval authority agreed to change the guarantor, the original guarantor can cancel the guarantee.
3. Pay off all debts and the guarantee will be revoked naturally.
Second, how long can I borrow money to buy a house after paying the housing provident fund?
1. First of all, the borrower who applies for a loan needs to establish a housing provident fund account for more than one year, and at the same time needs to pay the housing provident fund in full for more than one year. The normal deposit here refers to: continuous monthly deposit, early deposit and supplementary payment of housing provident fund.
2. Secondly, after the above conditions are met, the borrower's provident fund account must be in the state of deposit when applying for a loan.
3. In addition, for units that have been approved by the examination and approval and are in a deferred payment state, their employees can apply for loans on the condition that they have established a housing provident fund account for 1 year or above and paid the housing provident fund in full for 1 year or above.
4. Although the loan conditions are not exactly the same all over the country, the general loan applicant needs to meet the following conditions:
(1) In accordance with the standards stipulated by the provincial and municipal housing provident fund management *, if the housing provident fund is paid in full and continuously, and the borrower and his spouse have no housing provident fund loan debt, and have not provided loan guarantees or auxiliary loans to other provident fund borrowers, they can apply for housing provident fund loans.
(2) The purpose of applying for provident fund loans is to purchase, build, renovate, overhaul and decorate urban self-occupied housing. The owner of the house or the right to use the house purchases public housing; Immediate family members who live together with the owner or user of the house may apply for provident fund loans.
(3) The borrower should have stable income, good personal credit and the ability to repay the principal and interest of the loan.
(four) the relevant procedures for the purchase, construction, renovation, overhaul and decoration of owner-occupied housing, the approval documents of the departments of land, construction and planning, and the self-raised funds in a specified proportion.
3. What is the process of withdrawing housing provident fund?
Provident fund withdrawal is generally handled by the unit. After verifying the materials extracted by employees, the unit manager will issue an application for extraction, and the unit manager will handle the extraction business with the above materials.
If the unit refuses to withdraw the provident fund for the employees, or the employees' accounts have been transferred to centralized sealed households, the employees themselves shall handle the relevant business with the above materials. In line with the conditions for withdrawal, employees can choose to withdraw the provident fund, and the provident fund in personal accounts can be transferred to the savings account designated by employees on a regular basis.
The above is about how to extract the legal knowledge of housing provident fund guarantor. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.